Subscribe to Job Alert
Join our happy subscribers
Never pay for any CBT, test or assessment as part of any recruitment process. When in doubt, contact us
The new NCBA has harnessed the power of both NIC and CBA to create a bank that brings together the best of both worlds from cutting edge mobile banking to good old-fashioned relationship management; from scalable business banking to financial services that grow as your business does; from best-in-class choice of products to investment solutions tailored to your specific needs.
Job Purpose Statement
The purpose of the role is to lead a team of Credit Managers within corporate credit unit. The job function will have an overall responsibility of ensuring quality appraisal of credit applications by the team for new, renewal and/or extensions of credit, using a range of criteria including and not limited to the applicants business and financial records, credit history, bank records, tax returns and other credit-related data, stress-tested in the context of the operating (political, economic, social, technological/digital, legal/regulatory and environmental) landscape to ascertain the risk involved in extending credit and the ability of the applicant to repay, and make recommendations on the nature, structure and terms of the loan or line of credit that will protect the bank’s ability to recoup funds loaned at a profit based on the applicants' credit score and credit worthiness.
The job holder will be responsible for the quality of all credit requests prepared by the team, they will also be expected to prepare sound, prudent and judicious credit request proposals in line with the Bank’s credit policy.
Key Accountabilities (Duties and Responsibilities)
Core; Growth
This position is responsible for researching, analysing, identifying and presenting opportunities for lending, supporting the achievement of Corporate banking division financial targets both top-line growth and portfolio performance targets:
Internal business processes
This position is responsible for collaborating with internal and external partners to determine the risk vs. benefits of lending to customers that result in customer acquisition and providing insightful feedback on industry trends: The job holder will be responsible to ensure;
Customer; Keeping the promise
Enhance customer experience through timely annual reviews and meeting set turnaround times on all facilities by;
Connection; Market leadership
Improvement in returns per customer through identification of revenue leakage or additional revenue opportunities through structuring and offering appropriate products
Learning and growth
Job Specifications
Academic:
Professional:
CPA / ACCA qualification
Desired work experience:
Technical Competencies
Industry Knowledge
Credit Analysis
Networking Skills
Continuously builds and strengthens networks for the institution within all spheres of the economy within the region; at all levels of commerce, government, society, etc.
Follow Through
Influences others to persevere through challenges to deliver.
Acknowledges employees and colleagues who follow through and demonstrate commitment.
Build your CV for free. Download in different templates.
Join our happy subscribers