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  • Posted: Jun 7, 2019
    Deadline: Not specified
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    The Co-operative Bank of Kenya Limited is incorporated in Kenya under the Company Act and is also licensed to do the business of banking under the Banking Act. The Bank was initially registered under the Co-operative Societies Act at the point of founding in 1965. This status was retained up to and until June 27th 2008 when the Bank's Special General Meeting...
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    Credit Manager

    The credit manager is accountable for the entire credit granting process, including the consistent application of the credit policy, periodic credit reviews of existing customers, and the assessment of the credit worthiness of potential customers, with the goal of optimizing the mix of growth of the portfolio and the reduction of bad debt losses.

    Responsibilities

    • Offer an oversight role in managing society loans.
    • Ensure all loans are insured.
    • In liaison with marketing department, grow a healthy loan book.
    • Ensure the portfolio at risk( par) is maintained at ≤ 5%
    • Verify proper collateral documentation before loan disbursement.
    • Ensure security perfection before the loans are disbursed.
    • Generate loan reports to the Sacco Manager for presentation to the board.
    • Approve loans within the limit and facilitate further approval by the Sacco Manager for loans above the limit.
    • In liaison with the marketing department, develop and review the loan products periodically.
    • Handle customers with difficult loan cases.
    • Improve and implement laid down operational procedures.
    • Supervise and appraise his/her officers.
    • Market and cross-sell the Sacco products and services.

    Qualifications

    • Degree in a business related field
    • CPA part2
    • Diploma in co-operative management or credit management added advantage
    • Computer proficiency especially in accounting packages and systems
    • Knowledge of society’s loans products
    • Knowledge of operation of various Sacco software systems an added advantage
    • At least three years’ experience in a related field

    Competences

    • Be of exemplary integrity and honesty
    • Have excellent financial analysis skills
    • Possess analytical and critical thinking skills
    • Be decisive and possess quick judgment skills
    • Possess excellent business writing skills
    • Have excellent communication and interpersonal skills
    • Be proactive and initiative
    • Have excellent report writing and presentation skills
    • Must be self-motivated
    • Be a team player

    Method of Application

    If you meet the role, qIf you meet the role, qualifications and person profile and you are interested in taking on an exciting opportunity to add value to your career, send your detailed Curriculum Vitae to jobs@co-opbank.co.ke

    Please quote this reference on your application and using the title as the subject line of your email.

    We are an equal opportunity employer

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