Bank Relationship Officer at Sheer logic Management

Job Responsibilities:

• Deposit mobilization – Fixed and Cheap-Sticky deposits -Aggressively marketing for new liability accounts in line with the given stretching targets.
• Cross sell banc assurance and other bank products
• Develop good customer loans/facilities proposals that comply with the banks credit administration standards and policy.
• Review customer demands in the market and recommend products/ services that will enable the Bank to compete in the area of operations.
• Effective monitoring of loan repayments and mitigating risks related to defaults and periodically reviewing the loan portfolio to manage likely problem areas.
• Ensures compliance to regulatory requirements and implementation of effective anti-money laundering procedures and controls.
• Keep abreast of new development in customer preference and advices management on relevant changes.
• Manage customer relations under personal/bank portfolio and ensure lasting relations are established with all clients and institutions.

Qualifications

• Bachelor’s degree in Commerce, Economics or related field.
• At least 3 (three) years’ experience as a Relationship Officer in Sales or Credit with proven track record for delivery of superior results.
• Supervisory experience mandatory.
• Good Knowledge and experience in banking operations
• Added advantage to those experienced in a micro-finance environment.

Key Competences:

Job Responsibilities:

• Deposit mobilization – Fixed and Cheap-Sticky deposits -Aggressively marketing for new liability accounts in line with the given stretching targets.
• Cross sell banc assurance and other bank products
• Develop good customer loans/facilities proposals that comply with the banks credit administration standards and policy.
• Review customer demands in the market and recommend products/ services that will enable the Bank to compete in the area of operations.
• Effective monitoring of loan repayments and mitigating risks related to defaults and periodically reviewing the loan portfolio to manage likely problem areas.
• Ensures compliance to regulatory requirements and implementation of effective anti-money laundering procedures and controls.
• Keep abreast of new development in customer preference and advices management on relevant changes.
• Manage customer relations under personal/bank portfolio and ensure lasting relations are established with all clients and institutions.

Qualifications

• Bachelor’s degree in Commerce, Economics or related field.
• At least 3 (three) years’ experience as a Relationship Officer in Sales or Credit with proven track record for delivery of superior results.
• Supervisory experience mandatory.
• Good Knowledge and experience in banking operations
• Added advantage to those experienced in a micro-finance environment.

Key Competences:

• Performance driven – takes the initiative to set and achieve challenging work goals. Proven track record for delivery of superior results and ability to meet stretching targets.
• Strong negotiation skills.
• Sales / Marketing skills including check-off loans, deposit mobilization and distribution of banc assurance products
• Capacity to lead and manage sales staff including direct sales representatives. Team supervisory experience mandatory.
• Good interpersonal and communication skills with high personal integrity and ability to work under pressure.
• Credit management skills.

• Performance driven – takes the initiative to set and achieve challenging work goals. Proven track record for delivery of superior results and ability to meet stretching targets.
• Strong negotiation skills.
• Sales / Marketing skills including check-off loans, deposit mobilization and distribution of banc assurance products
• Capacity to lead and manage sales staff including direct sales representatives. Team supervisory experience mandatory.
• Good interpersonal and communication skills with high personal integrity and ability to work under pressure.
• Credit management skills.