Asset Finance Officer at Watu Credit

To manage the rapid growth, we are looking for dynamic and hardworking individuals to join our sales team in various Central/West locations as ASSET FINANCE OFFICER - SALES.

RESPONSIBILITIES

• Acting as contact person at nominated sales point(s) for all incoming inquiries from potential and existing Clients in respect to Asset Finance products offered by the Company; and directing queries’ regarding the Company’s other products to head-office.
• Providing pro-active, accurate, detailed and comprehensive product presentation in respect of Client’s inquiry.
• Conducting pre-assessment of Client’s financial position and offering best suitable product configuration.
• Collecting necessary documentations, including but not limited to ID, PIN, photo, asset details; checking for documents authenticity and ensuring scanning quality; submitting all relevant information to the back office for further checking and processing.
• Issuing appropriate Loan Agreement, ensuring data entry accuracy and correctness and making sure that all essential conditions of Loan Agreement such as (but not limited to) duration, payment schedules, due amount, as well as legally binding consequences in case of breach of Terms and Conditions of this Agreement are fully explained to the Client and accepted by the Client.
• Keeping Department Manager informed by submitting activity reports and performance analysis in accordance with Company reporting procedures.
• Ensuring that all sales and marketing activities operate cost effectively, consistently and ethically within the given mandate and within the mission and values of Watu Credit Limited.
• Any other duty as maybe assigned by the Management.

QUALIFICATIONS

• Diploma/Degree in Business Administration, Marketing or related field.
• Excellent communication and interpersonal skills.
• Strong analytical power & problem solving.
• Ability to adapt quickly and work independently.
• Good PC skills.
• Fluent English and Kiswahili in verbal and writing.
• Previous experience in Micro-finance is considered as advantage.
• Flexibility to be posted in Central or West areas is a must for this position.