Asset Finance Officer at Watu

About the Role:

Asset Finance Officer-Sales is primarily responsible for the sales of the products at the specific location(s) as directed by the Management. The Officer will be responsible for all Asset Finance on-boarding within the framework of the vision, policies and values of Watu Credit Limited.

This role will be based in Central region - including (Nyeri, Nanyuki, Embu, Meru ), yet, flexible for relocation to other regions upon completion of training.

Key Specific Duties:

• Attracting Clients to Watu Credit Limited Asset Finance products.
• Acting as contact person at nominated sales point(s) for all incoming inquiries from potential and existing Clients in respect to Asset Finance products offered by the Company; and directing queries’ regarding the Company’s other products to head-office.
• Providing proactive, accurate, detailed and comprehensive product presentation in respect of Client’s inquiry.
• Conducting pre-assessment of Client’s financial position and offering best suitable product configuration.
• Collecting necessary documentation, including but not limited to ID, PIN, photo, asset details; checking for documents authenticity and ensuring scanning quality; submitting all relevant information to the back office for further checking and processing.
• Issuing appropriate Loan Agreement, ensuring data entry accuracy and correctness and making sure that all essential conditions of Loan Agreement such as (but not limited to) duration, payment schedules, due amount, as well as legally binding consequences in case of breach of Terms and Conditions of this Agreement are fully explained to the Client and accepted by the Client.
• Advancing on customer support by conducting preventive and follow-up calls and reminders to clients to ensure adherence to payment schedules.
• Keeping Department Manager informed by submitting activity reports and performance analysis in accordance with Company reporting procedures.
• Ensuring that all sales and marketing activities operate cost effectively, consistently and ethically within the given mandate and within the mission and values of Watu Credit Limited.
• Any other duties as may be assigned by the Management.