Credit & Loan Officers Job at Real Time Credit

The Credit Officer through teamwork will effectively handle credit function operations in order to ensure a profitable line of business and a quality loan book, while reporting to the Business development manager.

Credit & Loan Officers Job Responsibilities

• Foster business growth objectives
• Recruitment of new clients
• Risk Management: Credit risk analysis and evaluation
  Undertake credit appraisal to vet all credit proposals
• Sound understanding of lending in microfinance industry.
• Ensure all amounts disbursed are collected by the due date.
• Monitoring and administration of credit performance through reports
• Ensure Compliance with Credit policies and procedures
• Work hand in hand with Realtime credit team to source for new business
• Relationship Management
• Branch support and Carry out inspection on credit/lending issues

Qualification for the Credit & Loan Officers Job

• Diploma/degree in business/BCom/Finance/Social Science related field
• Lending and relationship management experience to create a balance between credit risk and customer service
• At least three (3) years’ experience in a credit function of a financial institution handling Micro and SME clients.
• Have an excellent interpersonal, organizing and people management skills.
• Excellent communication and presentation skills, with outstanding reporting skills.