Jobs Career Advice Signup
X

Send this job to a friend

X

Did you notice an error or suspect this job is scam? Tell us.

  • Posted: Aug 1, 2018
    Deadline: Not specified
    • @gmail.com
    • @yahoo.com
    • @outlook.com
  • Never pay for any CBT, test or assessment as part of any recruitment process. When in doubt, contact us

    Root Capital is an agricultural impact investor that grows rural prosperity in poor, environmentally vulnerable places in Africa and Latin America by lending capital, delivering financial training, and strengthening market connections for small and growing agricultural businesses.
    Read more about this company

     

    Credit Analyst

    Job description

    About the role

    The Credit Analyst supports the growth and quality of Root Capital’s credit portfolio by collaborating with the Portfolio Manager and Loan Officers in gathering, verifying and conducting financial and credit analysis of potential loans from rural small and medium enterprises (SMEs). S/he will also monitor the quality of outstanding loans.

    Responsibilities:

    • Credit Analysis (60%)
      • Support the Portfolio Manager / Loan Officer to collect, verify and analyze information for potential or actual credits in priority areas, mainly in sustainable agriculture.
      • Prepare along with the Portfolio Manager / Loan Officers, the credit proposals/memos, for presentation and consideration by the credit committee. Deliver additional reports, regarding operations as required by Portfolio Manager.
      • Collaborate with designated team members in the organization to negotiate structure and legally document the loan documents. Support the closing process of each approved credit.
      • Maintain relations with the client, as necessary and continuous monitoring of the activities for the approved credits, according to the procedures established by Root Capital.
    • Monitoring (40%)
      • Collaborate with the Portfolio Manager review to update the qualification of risk during the analysis of the credit proposal and during the life of the loan once it is disbursed.
      • Analyze periodic monitoring reports from designated clients, third party monitors and discuss with the Risk Manager.
      • Support the execution of “due diligence” of businesses in every stage of the loan’s application, to ensure well-informed decision-making and qualification of the risk involved.
      • Critically analyze the financial statements and apply financial, commercial, environmental and social criteria to the actual and considered credits, providing recommendation for payment and monitoring the repayment of the loans disbursed.
      • Ensure client covenant compliance in line with loan agreement/approved terms and conditions.

    Skills and Experience

    Education/Experience:

    • Bachelor’s degree in Finance, Banking, Business Administration or related field required.
    • 3-5 years’ experience in financial and credit analysis in East Africa required.
    • Experience with small and medium enterprise (SME) or agricultural lending is desirable.

    Skills Required:

    • 2 years’ experience in SME financial and credit analysis desired.
    • Ability to understand and learn the organization’s credit policies and credit analysis is a requirement.
    • Strong experience with Microsoft Word and Excel is necessary. Additional knowledge of financial software is a plus.
    • Ability to handle confidential information about the transactions and business activities of Root Capital and our clients.
    • Strong interest in the field of social impact investing. Passionate about supporting the advancement of Root Capital’s mission of growing prosperity in rural communities in Africa.
    • Willingness to travel to rural areas of East Africa.
    • Excellent interpersonal skills and ability to work with a variety of stakeholders across multiple geographies.
    • Excellent written and verbal communication skills in English required
    • Excellent attention to detail.
    • Proactive, service-oriented attitude.
    • Strong attitude towards compliance
    • Authorized to work in Kenya

    Work Environment and Physical Demands:

    Domestic and international travel, up to 25% of the time, often to remote regions with limited medical, transport, communications and lodging facilities

    Method of Application

    Interested and qualified? Go to Root Capital on www.linkedin.com to apply

    Build your CV for free. Download in different templates.

  • Send your application

    View All Vacancies at Root Capital Back To Home

Subscribe to Job Alert

 

Join our happy subscribers

 
 
Send your application through

GmailGmail YahoomailYahoomail