Vacant Positions at Cellulant Corporation

Role Overview: 

• As the Analyst: Reconciliation, you will play a vital role in executing reconciliation policies for the organization, running the reconciliation processes and ensuring the accuracy of financial data for our clients while maintaining the single source of truth on all portfolios assigned to them.
• This role requires a deep understanding of financial operations and accounting, attention to detail, and the ability to execute on process improvement initiatives.

What You'll do:

Manage Reconciliations Across Cadence:

• Take full ownership of daily, weekly, and monthly reconciliations to ensure every financial transaction is accurately recorded and matched against the business’s cashflow and ledger entries.
• Validate the cash position of the business at each cadence, ensuring completeness and transparency in financial reporting.
• Collaborate with relevant teams to ensure all discrepancies identified during reconciliations are addressed in a timely and effective manner.
• Prepare detailed management reports on the status of reconciliations, highlighting trends, anomalies, and actionable recommendations to improve financial accuracy and visibility.

Maintain Knowledge of Reconciliation Procedures:

• Develop a deep understanding of reconciliation procedures, associated risks, systems, and workflows to ensure all processes are executed efficiently.
• Act as the subject matter expert on reconciliation, providing guidance and insight to team members and stakeholders on resolving queries and optimizing processes.
• Continuously update your knowledge of evolving reconciliation technologies and practices to ensure the department remains at the forefront of efficiency and accuracy.

Perform Audits and Ensure Adherence to Procedures:

• Conduct regular audits of reconciliation processes as directed by the Senior Manager: Reconciliation to ensure compliance with established procedures and identify gaps that could compromise accuracy.
• Analyze findings from reconciliation audits to recommend and implement improvements to processes, systems, or controls.
• Actively monitor high-risk or high-value reconciliation items to mitigate financial exposure and ensure that long-outstanding exceptions are resolved promptly.
• Implement corrective measures for any deficiencies uncovered during audits and track their resolution to closure.

Monitor Account Activity for Anomalies:

• Proactively monitor all accounts to detect unusual activity or anomalies that could signal discrepancies or risks in the reconciliation process.
• Investigate any identified anomalies and escalate significant issues for immediate resolution, ensuring no impact on business operations.
• Collaborate with risk and compliance teams to assess the root cause of anomalies and implement preventative strategies to avoid future occurrences.

Manage Exceptions in Reconciliation:

• Take responsibility for tracking and resolving exceptions in the reconciliation process, ensuring that discrepancies are thoroughly analyzed and corrective actions are implemented.
• Establish clear communication channels with relevant teams, including operations, finance, and technology, to expedite the resolution of disputed items or mismatched transactions.
• Develop exception tracking reports to provide visibility into unresolved issues and follow up consistently to ensure exceptions are resolved within agreed timelines.

Resolve Escalated Queries Promptly:

• Act as the escalation point for complex or high-impact reconciliation issues, ensuring all queries are addressed swiftly and effectively.
• Liaise with stakeholders across departments to clarify concerns, mitigate risks, and guarantee adherence to financial policies.
• Communicate resolution outcomes to stakeholders and maintain accurate records of escalated issues and their resolutions for future reference.

Process Improvement and Optimization:

• Evaluate existing reconciliation processes for inefficiencies and recommend improvements to enhance the speed, accuracy, and reliability of financial reporting.
• Work with the technology team to automate repetitive reconciliation tasks and integrate innovative tools to improve process workflows.
• Implement best practices in reconciliation and educate team members on strategies to reduce errors and improve efficiency.

Reporting and Analytics:

• Utilize analytics tools like Power BI to generate reports that provide insights into reconciliation performance, trends, and areas requiring attention.
• Present findings and actionable insights to management and senior leadership to guide strategic decisions related to financial operations.
• Maintain dashboards to visually track reconciliation progress, anomalies, and outstanding items for improved transparency and accountability.

Collaboration and Stakeholder Engagement:

• Build strong working relationships with cross-functional teams, including finance, operations, and technology, to ensure alignment and collaboration in reconciliation processes.
• Actively communicate reconciliation updates and findings to stakeholders to keep them informed and engaged in improving processes.
• Provide training and support to stakeholders on reconciliation procedures and systems to ensure consistency across all functions.

Risk Management:

• Identify risks associated with reconciliation processes and develop strategies to mitigate potential impacts on financial reporting and business operations.
• Ensure compliance with regulatory standards and company policies in all reconciliation tasks, reducing exposure to audit findings or penalties.
• Conduct regular reviews of controls in reconciliation processes to ensure risks are adequately addressed and managed.

Professional Development:

• Stay current with industry trends and advancements in reconciliation
• Pursue continuous professional development opportunities to enhance skills and knowledge.

What we are looking for:

• At least 3 years experience in accounting with 2-3 years’ experience managing reconciliation within a financial institution (preferably a bank) and a thorough understanding of digital payment services, processes, and procedures.
• Knowledge of the foreign exchange market, processing cross-border payments, and management of multiple currencies within a digital ecosystem, as well as an understanding of the risks associated with managing transactions in multiple jurisdictions.
• Strong analytical and problem-solving skills, with the ability to interpret complex financial data.
• Knowledge of regulatory and compliance requirements in the financial industry.
• Strong analytical and problem-solving skills, with the ability to interpret complex financial data.
• Knowledge of regulatory and compliance requirements in the financial industry.
• Proficiency in reconciliation software and tools.
• Experience in the financial services industry is highly desirable.
• Bachelor’s Degree in Finance/ Accounting or related field.
• Experience in the financial services or payment industry is highly desirable.

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Role Overview: 

• The Principal: Fraud Risk owns Cellulant's enterprise fraud risk management capability across all payment products and markets, as both a 1st and a 2nd-line control function within Risk.
• The role is accountable for proactively identifying emerging fraud threats, designing and optimising fraud prevention and detection controls, minimising fraud losses while protecting customer experience, and directing fraud governance across card, bank transfer, mobile money and alternative payment methods, continent-wide.
• As Cellulant's subject matter authority on fraud, the Principal partners with Product, Engineering, Operations and Commercial teams to embed fraud controls into products and payment flows, and interfaces with Compliance on AML-adjacent fraud typologies and regulatory fraud reporting obligations, while retaining ownership of the fraud control framework itself.

What You'll do:

Fraud Strategy, Controls & Governance

• Set enterprise fraud detection strategy, rules architecture and risk appetite thresholds within Board/ExCo-approved risk appetite.
• Design risk-based fraud controls that balance prevention with customer experience; approve changes to fraud rule thresholds within delegated authority.
• Own and maintain fraud risk policies, standards and operating procedures; lead enterprise fraud risk assessments.
• Partner with Product and Engineering to embed fraud controls into new products and payment journeys before launch, across all markets.
• Set direction for fraud monitoring platform strategy and lead vendor selection/relationship governance (e.g. Falcon, Feedzai, Featurespace, Cybersource, Visa Risk Manager, or mobile-money-specific equivalents).

Fraud Analytics & Intelligence

• Direct fraud pattern, attack vector and emerging threat analysis across all markets and channels.
• Own fraud dashboards, KPIs and executive/Board-level reporting.
• Direct use of data and, where deployed, AI/ML-driven detection to improve accuracy and reduce false positives.

Incident Management & Escalation

• Own the response to significant/material external fraud events and chair post-incident reviews and root cause analysis.
• Ensure fraud incidents are documented and reported per governance requirements; track remediation to completion.
• Escalate to VP: Risk and, where thresholds are met, to Risk Committee/ExCo.

Fraud Operations Oversight

• Set standards, SLAs and quality thresholds for day-to-day fraud alert monitoring and investigation, performed by fraud operations/analyst resource.
• Review escalated and complex cases that fall outside standard investigation parameters.
• Drive continuous improvement of fraud investigation workflows and automation of investigation/case-management effort.

Internal Fraud Management

• Own the response and forensic investigation lifecycle for all internal financial crime/collusion incidents.
• Lead end-to-end internal fraud investigations involving employees, contractors, or third-party agents in coordination with HR, Legal, and Audit.
• Chair post-incident root cause analysis (RCA) reviews to remediate control gaps.
• Ensure incidents are documented, tracked to completion, and escalated to the VP: Risk, ExCo, or the Risk Committee when thresholds are met.

Cross-functional Collaboration

• Represent Fraud Risk in cross-functional governance forums and product/market launch reviews.
• Interface with Compliance on fraud typologies with AML relevance and on regulatory fraud reporting obligations (SAR-equivalent filings, scheme/regulator notifications).
• Provide fraud risk advisory input to merchant onboarding and market expansion, pan-continentally.

Knowledge Leadership

• Act as Cellulant's subject matter authority on fraud; represent Cellulant's fraud posture in industry and regulatory forums.
• Build fraud awareness across the business and mentor fraud analysts/operations staff.

What we are looking for:

Required

• Demonstrated track record leading fraud risk management within fintech, payments, banking or financial services, including mobile money.
• Proven capability monitoring and investigating transaction fraud across card, bank transfer and mobile money payment channels, including mobile-money-specific typologies (SIM-swap, agent-network fraud, USSD-based social engineering).
• Track record leading complex fraud investigations to resolution.
• Strong working knowledge of payment ecosystems and transaction lifecycles across African markets.
• Demonstrated capability designing and optimising fraud detection rules and controls.
• Experience directing or working within fraud monitoring platforms in a 1st-line control capacity.

Preferred

• Experience directing enterprise fraud monitoring using rule-based and/or machine learning models.
• Experience with Cybersource, MPGS, Visa Risk Manager, Falcon, Feedzai, Featurespace or comparable platforms, including mobile-money-specific fraud tooling.
• Experience with payment gateways and acquiring environments.
• Working knowledge of SQL, Power BI, Tableau or other analytics tools.
• Track record supporting fraud controls across multiple African markets and engaging in-country regulators.
• Technical understanding of APIs and payment integrations.
• Exposure to AI-driven fraud detection solutions.

Qualifications

• Bachelor's Degree in Finance, Risk Management, Business Administration, Criminology/Forensic Studies, Law, or a related field; Information Systems or Data Analytics is an acceptable alternate route where paired with demonstrated fraud/financial-crime track record.
• Core certifications: Certified Fraud Examiner (CFE); CAMS/ACAMS (Certified/Associate Anti-Money Laundering Specialist).
• Advantageous, where the role carries significant platform/technical ownership: Certified Information Systems Auditor (CISA); Certified Information Security Manager (CISM); PCI DSS or other payment security certifications.

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Role Overview: 

• Cellulant is looking for a high calibre professional to join the Office of the CEO in a high-exposure role with a Chief of Staff–style remit. You will work closely with the CEO and Executive Committee on the decisions, priorities and cross-functional challenges that shape a pan-African fintech operating across multiple markets.
• This opportunity is designed for someone who has developed strong analytical and commercial discipline in management consulting, investment banking, corporate strategy, transaction services or another demanding environment-and now wants to move closer to enterprise leadership and execution. It will be particularly relevant to African diaspora professionals considering a move to the continent, and to MBA or other postgraduate candidates completing their studies who bring meaningful professional experience and want their next chapter to have direct African impact.

What You'll do:

• Shape and run the Executive Committee’s operating rhythm: identify the decisions and issues requiring executive attention, design focused agendas, challenge the quality of pre-reads, capture decisions and drive actions through to closure.
• Develop and quality-assure Executive Committee, Board and investor materials, turning financial, commercial and operational information into a coherent enterprise narrative while supporting Finance’s ownership of investor relations.
• Maintain an integrated view of the CEO’s priorities, company objectives and critical cross-functional initiatives; test progress, identify slippage or dependencies early and coordinate resolution with the accountable executive.
• Undertake structured analysis and rapid problem-solving on questions commissioned by the CEO, synthesising competing perspectives and incomplete information into clear options, recommendations and decision briefs.
• Lead selected strategic projects and time-bound interventions from the CEO’s office, establishing the workplan, bringing the right leaders together, maintaining momentum and enabling delivery without displacing functional ownership.
• Act as a trusted filter and force multiplier for the CEO: anticipate information needs, distinguish decisions from updates, ensure issues arrive with context and options, and protect executive attention for matters requiring CEO judgement.
• Support the corporate governance cycle through forward planning, Board preparation, executive rehearsals, accurate records of commitments and disciplined follow-through on Board and investor actions.
• Represent the CEO’s office in selected forums and working sessions, clarify intent, connect related work across functions and escalate material choices or risks within a clearly agreed mandate.
• Maintain a reliable enterprise view of performance, priorities, risks and key decisions, and use it to support leadership reporting, organisational communication and periodic strategy reviews.

What we are looking for:

• A bachelor’s degree in business, finance, economics, engineering, data or another analytically rigorous discipline, supported by a strong academic record. A relevant master’s degree or MBA, or progress towards CFA, ACCA or ACA, is advantageous but not essential.
• Experience: Typically three to six years’ relevant experience in management consulting, investment banking, corporate strategy, business operations, transaction services, a CEO/Chief of Staff office or a high-growth technology or fintech environment. Exceptional candidates completing a relevant postgraduate programme may be considered where they bring strong pre-study experience, substantive internships or demonstrable evidence of comparable capability.
• A strong analytical foundation, with demonstrated capability in structuring complex information into clear, board-ready materials.
• A track record of operating credibly with senior stakeholders, built through exposure to fast-paced, high-rigour environments such as management consulting, investment banking, or a similarly demanding corporate setting.
• Sound commercial and financial literacy, sufficient to engage confidently with investor-facing and Board-level content.
• Excellent written and verbal communication skills, with the judgement to synthesise competing inputs into a single, clear recommendation.
• The discretion and professional maturity to handle confidential and sensitive information appropriately.
• The ability to work independently once direction is set, exercising judgement on when to resolve an issue directly and when to escalate.

Why this role matters?

• Owns: the quality and timeliness of analysis, decision support and materials produced through the CEO’s office; the ExCo operating cadence; the integrated tracking of CEO and ExCo commitments; and the coordination of selected CEO-sponsored initiatives.
• Influences: the content and direction of investor relations (owned by Finance), and the delivery of cross-functional initiatives (owned by the relevant functional leader). This role does not carry independent accountability for investor relations outcomes, financial results, or the performance of any function.