Credit Officer at Kenya Industrial Estates

Job Description

Reports to: Branch Manager/ Regional Manager

Job Purpose:-

The position is responsible for lending activities and ensure the Company disbursement targets are met within stipulated timelines and the customers’ needs and demands are met to their satisfaction i.e. (MSMEs)

KEY RESPONSIBILITIES / DUTIES / TASKS

• Prepare feasibility studies and business plans for clients in line with the company’s lending policy and support growth of a quality loan portfolio in liaison with their supervisors;
• Appraise clients and vet loan applications for disbursement purposes;
• Assist clients on projects implementation appraise investment proposals;
• Undertake debt collection of all the disbursed loans, receipting and banking of payments in adherence to the company’s set policies;
• Collect industrial raw data and update projects database on disbursements, appraisals and all in the loans in the pipeline;
• Participate in preparation of station returns and arrange insurance covers for KIE-funded projects;
• Ensure effective monitoring and evaluation of All the invest projects generated;
• Participate and Carry out business development services (BDS) or training programmes for clients / advisory to all clients;
• Ensure effective Marketing of all KIE products and services county wide.
• Prepare an annual plan for KIE using the statistics collected from project appraisals;
• Any other duties that you may be called upon by your supervisor from time to time.

REQUIREMENTS FOR APPOINTMENT

• A Bachelor’s Degree in Business related fields from a recognized Institution;
• A Master’s Degree will be an added advantage;
• Work experience equivalent to a minimum period of three (3) years with a track record of good performance;
• Good communication and writing skills;
• Proficiency in computer applications;
• Demonstrate ability to work as a team member;
• Shown merit and ability as reflected in his/her work performance and results;
• Fulfilled the Provision of Chapter Six of the Constitution.

Details relating to each vacancy are available on the KIE Website (www.kie.co.ke)