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  • Posted: Oct 23, 2018
    Deadline: Not specified
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    Tala (formerly InVenture) builds mobile products that help creditworthy individuals in emerging markets validate their financial identities and get access to fair credit to advance their businesses and families. Tala is providing choice and control to individuals around the world when it comes to their financial identity.
    Read more about this company

     

    KE - Collections Agent

    Job description

    Tala, seeks a collections agent to manage overdue accounts. Primary responsibility will be reaching out to customers to collect payment for overdue loans and fees. Agents will also have opportunity to provide feedback as the voice of the customer that will create impactful change to the company's services. In addition, agents will have the opportunity to work on creative projects that affect the customer experience.

    The position purpose is ensuring an excellent standard of caring service, maintaining customer relationships, and representing Tala's brand of modern and convenient customer-centric service.

    Duties

    • Call customers with overdue accounts
    • Understand and explain benefits of repayment and credit history to customers
    • Correct customer misunderstandings on product policies and terms
    • Diffuse tension from bad customer experiences with the application
    • Set up payment plans and follow-up schedule
    • Establish and maintain caring relationships with customers
    • Escalate difficult or unusual cases to Team Lead
    • Escalate and document problems with customer identification information
    • Provide feedback on reasons for default to Team Lead
    • Champion the voice of the customer to Team Lead by providing input on product and user experience
    • Engage in creative projects and tasks at the request of Team Lead (example: onboarding welcome calls, white glove service for top customers, etc.)
    • Apply the best skills in customer approach and payment negotiations to ensure optimum results.
    • Engage customers to a friendly conversation to establish reasons for nonpayment and provide best way forward and suggestions that result to collections.
    • Educate customers on consequences for late payments and help them to come up with a payment plan.

    Requirements

    • Strong problem-solving, negotiation, and conflict resolution skills
    • Excellent communication skills, both verbally and in writing
    • Willingness to work a flexible and variable schedule
    • Patient and able to handle customer complaints or misunderstandings
    • Strong work ethic, punctual, accountable, and team player
    • Fast at typing and working with modern, digital technology
    • Quick learner, creative
    • Able to multi-task and work on multiple projects simultaneously
    • Readily accepts feedback and incorporates changes into behavior
    • Intellectually curious and unafraid to ask questions
    • Desire to go above and beyond job requirements to deliver an excellent customer experience and create capacity-building change for the company

    Preferred Skills And Experience

    • Experience in financial services and/or emerging markets
    • Excellent motivational, listening, and problem-solving skills
    • Graduate Degree or Diploma Required
    • Previous collections experience, at least 2 years.
    • High level of financial literacy,
    • Experience with multiple types of formal and informal credit products
    • Ability to work in fast-paced, dynamically changing environment and excited to bring an energetic, fun and creative approach to your work.

    Method of Application

    Interested and qualified? Go to Tala (formerly InVenture) on boards.greenhouse.getrake.io to apply

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