Assistant Credit Officer at Lan-x Africa Limited

Details:

Our client, the leading evangelical Christian savings and credit co-operative society in Kenya is looking for competent individuals to join their team as the next Assistant Credit Officer.

Reports to: Credit Officer 

Main Duties/Responsibilities:

•  Capture loan applications in the system. 
•  Analyse applicants' financial status, credit status and undertake relevant evaluations to determine feasibility of granting loans. 
•  Obtain and compile copies of loan applicants' credit histories, financial statements, guarantors’ information, loan security documents and other financial information. 
•   Evaluate and advice on client’s ability to pay based on analysis of their finances. 
•   Obtain credit information from credit institutions and references. 
•  Undertake business and home visits to validate applications where need arises
•  Ensure timely recovery of all disbursed loans. 
•  Review and update credit and loan files. 
•  Ensure that all loan securities/collaterals are perfected, insured and intact.
• Analyse, advice and assist in the recovery of defaulted loans.
• Prepare and submit timely reports and information for decision making. 

Job Requirements and Key Attributes

• Bachelor’s degree in Co-operative Management/Credit Management/Bachelor of Commerce (Accounting/Finance) OR Diploma in Co-operative Management and CPA II
•  Computer skills with working knowledge of Microsoft Dynamics Navision is an added advantage
•  At least 3 years’ experience in a related field.
• Knowledge in Co-operative and Credit related laws
•   A good understanding of Sacco/Microfinance operations
• Team player 
•  Confidentiality and integrity
•  Confident and assertive demeanour
•   High degree of accuracy and attentive to details
•   Ability to work under pressure with tight deadlines
• Strong analytical and mathematical skills
•  Good communication and customer care skills