Credit Administrator at Karibu Kenya Ventures Ltd (KKVL)

Reports to: Head of Business Development

Supervises: Credit Relationship officers

Job Summary;

The position holder will be responsible in ensuring the smooth flow of the credit granting process as per the set KPI’s. S/he will take full ownership of the loan portfolio.

Duties and Responsibilities;

The job holder duties and responsibilities are outlined as follows:

• Responsible to oversee and ownership to the Growth of Loan Security Fund.
• Oversee and offer guidance in growing a healthy and sustainable loan book.
• Offer necessary support to ensure that PAR is managed as per the corporate target.
• Ensure Interest and non-funded incomes are free of leakages and wastage.
• Have that internal customer focus on creating awareness, attraction and retention.
• Liaison person with third party service providers/customers that facilitate loan appraisal, processing, perfection and debt collection.
• Ex-official to the management credit committee and the custodian of its charter.
• TAT and uptime is observed in line with customer service charter.
• Observe that all the terms and conditions on loan requests are fulfilled prior to loan sanctioning.
• Ensure that workflow on credit administration is perfected and in line with the manuals.
• Credit documents custodian.

Qualifications;

• Undergraduate degree in a business related course.
• Post graduate Diploma in Microfinance, Credit Management or Certified Credit Professional and added advantage.
• Computer proficiency.
• Minimum 3 years’ experience in Banking, Sacco or MFI in a similar or related position.

Desired Qualities

• Solid analytical skills on data and customer behaviour.
• Has a keen eye to detail.
• Aggressive and with good interpersonal and communication skills.