Credit Analyst at Jiji Kenya

Duties & Responsibilities

The following are duties you will be responsible for: 

• Evaluating credit risk – borrower’s past financial and credit history to determine their financial health
• Conferring with credit associations and references to exchange credit information on clients 
• Using credit-scoring systems, recommend the credit limit for a new customer and review credit limits of existing customers
• Develop and prepare spreadsheets and models to support analysis of new and existing credit applications
• Keep company credit exposures within set risk bearing limits 
• Undertake risk analysis by developing statistical models 
• Keeping knowledge of key issues up-to-date (for example legal, market risk and compliance issues) 
• Making recommendations about procedural/policy changes 
• Preparing reports about the degree of risk in lending money to clients 

Qualifications

• Qualifications in business studies, management, statistics, finance, mathematics, accounting or economics 
• Strong proficiency in MS Office and general computer use
• Industry knowledge and experience 
• Well vast with various finance softwares 
• Excellent data collection and analysis skills 
• Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision