Senior Credit Analyst at Bank of Africa Kenya Limited

Responsibility Summary:

• Assign credit files from credit pool and review the same to ensure compliance with DLA (Delegated Lending Authority).
• Review temporary accommodations and process variations on approved loans.
• Organize Credit Approval Committee meetings and coordinate Senior Credit committee queries and responses on approved files by local committees.
• Ensure thorough documentation of approval covenants across all credit files.
• Conduct customer visits with Business Teams.

Academic & Professional Qualifications

• Bachelor's degree in Business, Economics, Finance and Accounting or related field.
• Banking or Accounting professional qualification or equivalent.
• Good understanding of financial policies, procedures and external regulations.
• 10 years of banking experience with a minimum of 7 years in Credit and at least 3 years in Business.

Skills/Experience Required

• Ability to make objective and flexible decisions based on information availed for effective credit risk management.
• Ability to look at situations from different perspectives and provide solutions.
• Ability to relate well with all the stakeholders involved in the credit process to ensure synergy and seamless service.
• Effective communication and presentation skills both verbal and written.
• High integrity, professionalism, results driven and proactive approach.