Jobs at Equity Bank Kenya

This role is responsible for supporting sound credit decisions and effective risk management by reviewing and validating valuation reports, coordinating and conducting property and collateral inspections and ensuring full compliance with approved valuation methodologies, internal credit policies and applicable regulatory requirements. Ensures accuracy, completeness and timely documentation to mitigate credit risk and support audit and governance standards.

Key Responsibilities

Valuation Review and Advisory

• Review valuation reports for accuracy and completeness.
• Interpret valuation findings and provide guidance to credit teams and management.
• Ensure compliance with valuation instructions and internal policies.

Valuation & Inspection

• Conduct property valuations and desktop reviews for expired valuations.
• Perform property inspections and market research to determine fair market value.
• Prepare detailed valuation reports aligned with regulatory standards.

Methodology and Regulatory Monitoring

•  Ensure use of appropriate valuation methodologies.
•  Monitor market trends and update valuation practices accordingly.

Customer Service

• Adhere to turnaround times (TAT) and service-level agreements (SLAs).
• Deliver timely, accurate valuations that meet client expectations.

Audit & Compliance

• Maintain valuation records for audit and compliance purposes.
• Ensure valuations comply with internal and external regulations.

Process Improvement &Training

• Recommend process enhancements for efficiency and accuracy.
• Support staff training on valuation standards and best practices.

Qualifications

Qualifications and Experience: 

• Bachelor’s degree in real estate, Land Economics, Property Valuation from a university recognized in Kenya. 
• Postgraduate Diploma or Master’s in Property Valuation, Real Estate, Finance, or Risk Management (preferred) from a university recognized in Kenya 
• Minimum 5 years’ experience in valuation. 
• Registered Valuer with Valuers Registration Board (VRB)  
• Full member of the Institution of Surveyors of Kenya (ISK), in good standing  

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Job Responsibilities:

Stakeholder Engagement and Outreach:

• Hold consultative meetings with stakeholders (e.g., Chiefs, market opinion leaders) to arrange meetings with potential clients (groups).
• Prepare keynote messages for forums to promote the Pamoja banking value proposition.
• Manage inquiries on Pamoja banking at the branch and in the marketplace.

Group Onboarding and Training:

• Identify and select qualifying groups from the market. 
• Support groups in registering with relevant government offices and obtaining KYC documents for account opening.
• Set up group structures, maintain records, and train group officials. o Conduct pre-registration and post-registration training for groups.
• Deliver training to group members at their convenience.

Deposit Mobilization and Documentation:

• Enforce weekly savings contributions and ensure proper documentation at the group level (e.g., treasurer’s ledger, group minutes, passbooks).
• Mobilize deposits through weekly savings collections.

Loan Processing and Compliance:

• Conduct business and home visits to verify borrowers' ability to pay, collect financial information, and confirm securities pledged.
• Compile credit proposals for discussion at the Branch Credit Committee (BCC) and present group client requests for approval
• Onboard groups and group members in the IGLS system and generate relevant reports. 
• Initiate group loan requests and manage end-of-day postings in the IGLS system.
• Perform data cleanup of exited and dormant customers from the IGLS system.
• Ensure compliance with credit policies and train branch staff on any amendments in the Pamoja banking product offering.

Portfolio and Relationship Management: 

• Manage and maintain the quality of the loan book through post-disbursement visits, weekly collection of savings and loan payments, and enforcing co-guarantee mechanisms in groups.
• Establish working group structures and enforce the five pillars of stable groups.
• Ensure timely loan approval and disbursement within SLAs. 

Customer Recruitment and Segment Growth:

• Recruit new-to-bank customers and actualize segment partnership objectives to align with sector growth objectives.

Qualifications

Qualifications and Experience: 

• University degree in a Business-Related Course, Education, Social Sciences or Diploma in business related course.
• Overall C+ in KCSE and C+ in mathematics 
• 2-3 Years’ experience
• Sales experience is an added advantage.
• Experience in micro finance industry is an added advantage.
• Experienced in project management; Monitoring and evaluation is an added advantage.
• Computer literacy with high command in Microsoft suite.