Senior Credit Analyst at Underwriting Africa

Credit Analyst Job Key Responsibilities

• Structuring and analysing credits including insurance ,bonds , guarantees and financing products

• You will be responsible for underwriting corporate accounts and financials to make an independent assessment on new transactions / clients and limits

• Be confident in your ability to resolve complex credit situations and push back when needed

• Understand and adhere to credit policy when deciding on credit requests or providing a recommendation

• Analysing and quantifying credit risk profiles

• Identify, analyse and address high risk situations

• Perform client rating calculations and ensure that you comply with internal rating processes

• Strong understanding of corporate and commercial credit principles

• You must be comfortable with providing training as and when needed to more junior staff, paying particular emphasis to efficiently processing credit applications and highlighted key credit risk issues that can arise.

Qualifications for the Credit Analyst Job

• Masters degree in Finance, economics or related field from a recognized Institution.

• A minimum of 5 years senior management experience.

• Proven track record in emerging or international markets

• CFA level 2 qualification will be an added advantage

• Demonstrate in-depth technical knowledge and proven analytical skills in credit within banking ,insurance, credit agency or export development bank

• An excellent attention to detail

• Confidence communicating effectively and concisely to clients and management team

• Prior experience in financial modelling is an advantage but not necessary

• Demonstrate problem solving and an analytical mind set