Credit Analyst at Underwriting Africa

Job Description

KEY RESPONSIBILITIES

• Structuring and analysing transactions including insurance, bonds, guarantees and financing products
• Undertake dipstick analysis of financial reports
• Undertake in-depth buyer analysis and prepare buyer reports
• Prepare Underwriting Report, present and defend the report to the Credit Committee.
• Prepare the policy wording and liaise with the client to negotiate and agree on the policy terms.
• Keeping up-to-date knowledge of key issues in credit analysis and industry sector
• Enhance quality of credit analysis and make recommendations about procedural/policy changes.
• Follow up with the client, management and team members to ensure closure of transactions.
• Portfolio management
• Strong understanding of corporate and commercial credit principles
• Comfortable with providing internal and external training with emphasis to efficiency, process and risk management.
• Manage clients’ relations with view of ensuring quality underwriting portfolio and business growth.
• Quarterly review of portfolio and stress testing
• Perform any other duties assigned by management from time to time.

SKILLS AND EXPERIENCE

• Degree in Finance, Law, Engineering, or Science related field from a recognized Institution.
• ACII or CFA level 1 and /or related qualification will be an added advantage
• A minimum of 5 years’ experience in financial services or corporate banking sector.
• Proven track record in emerging or international markets
• Demonstrate in-depth technical knowledge and proven analytical skills in credit within banking, insurance, credit agency or export development bank
• Utmost attention to detail and strong communication skills
• Confidence communicating effectively and concisely to clients and management team
• Prior experience in financial modelling is an advantage
• Demonstrate problem solving and an analytical mind set
• French as additional language is a plus