Corporate & Investment Banking Credit Manager at Standard Bank Group

Job Description

The role holder will be tasked to assess and evaluate lending applications for clients based on sound credit risk and affordability assessments, financial principles and credit policies which will manage growth of the asset book of the bank with a view of minimising losses and mitigating credit risks. This may include a variety of lending products dependant on the client and segment within which the manager operates. To support business partners in understanding and meeting client lending needs.

Qualifications

Minimum Qualifications

• Type of Qualification: First Degree
• Field of Study: Business Commerce

Experience Required
Corporate Banking 

• 3-4 years
• Thorough conceptual and practical knowledge of credit procedures, policies and standards, as well as a thorough understanding of products and facilities that give rise to counterparty credit risk. Understanding of Basel and broader regulatory and compliance requirements.

Investment Banking 

• 3-4 years
• Good understanding of vanilla lending and derivative products and facilities that give rise to counterparty credit risks, including the documentation required/presented to manage that risk.

Risk Management 

• 3-4 years
• Well developed knowledge of financial markets, global economy and appropriate regional geographies in which portfolio operates

Additional Information

Behavioral Competencies:

• Adopting Practical Approaches
• Articulating Information
• Developing Expertise
• Documenting Facts
• Examining Information