Credit Analyst at Springboard Capital Limited

RESPONSIBILITIES

• Obtain and compile copies of loan applicants' credit histories, financial statements, loan security documents and other financial information.
• Analyze applicants’ financial status, credit status, and undertake relevant evaluations to determine feasibility of granting loans.
• Evaluate and advice on clients’ ability to pay based on analysis of their finances.
• Obtain credit information from credit institutions and references.
• Respond to client inquiries regarding applications for credit and credit transactions.
• Process approved loans for disbursement.
• Generate customer feedback on loan applications.
• Undertake business and home visits to validate applications.
• Review and update credit and loan files.
• Undertake data entry on approved loans.
• Undertake timely valuation renewals after contract expiry.
• Continuous professional development to keep up with current industry trends.
• Prepare and submit timely reports and information for decision-making.

REQUIRED SKILLS AND QUALIFICATIONS.

• Bachelor’s Degree in Accounting, Finance/Banking, Credit Management or related qualifications from a recognized institution
• Familiarity with debt collection best practices
• At least 3 years of working experience handling collections.
• Proficiency in ICT with strong MS Office and Internet ability
• Analytical and keen to details
• High degree of accuracy and attention to detail
• Good communication skills and customer service oriented.