Credit Manager at Sistema Biobolsa

You’ll be in charge of:

• Improving the credit and sales teams’ appraisal and recovery skills by developing and implementing training modules (Credit Academy).
• Reviewing, improving, automating internal processes critically and reporting, such as an automated credit scoring tool.
• Designing new financial products to accompany the sales expansion into new market segments of productive farms with loans ranging from Ksh 350,000 to Ksh 2 million.
• Ensuring complete adherence to our credit policy and improving it where needed, with a strong focus on improving our biodigester repossession strategy.
• Improving overall quality of the loan portfolio by rigorously tracking the core portfolio quality indicators to coach the loan recovery team and design effective collections strategies and tactics that are cost efficient.
• Ensuring that the monthly collections, PAR90 and customer satisfaction goals are met.
• Producing accurate internal and external reports that professionally reflect the quality of the portfolio, client profiles and credit team efficiency

More about YOU

• At least 5 years relevant experience; 2 of which must have been at managerial level. 
• Bachelor's Degree in Business, Finance, Economics, Mathematics, Statistics, CPA,CCP or a related field from a recognized institution.
• Extensive knowledge of E2E Credit Lifecycle management. 
• Sound understanding of the sales environment and strong attention to detail as well as organization skills.
• Excellent communication and interpersonal skills. 
• Strong people-management and leadership skills. 
• Advanced financial risk analysis skills.

What it is like to work at Sistema.bio 

• Global company: At Sistema.bio, you get exposure to working with 3 continents and diverse cultures and people. It's the opportunity to build an international career and grow as an individual!
• Passion and purpose: Working at Sistema.bio, you work with a very passionate team that believes strongly in working for the social and environmental impact they want to see.
• A growing team with growing opportunities: Sistema.bio is on its way to double in size in the coming years. This growth will open new roles, new countries and a world of new opportunities! We have a roll-up-your-sleeves culture where we offer new opportunities for our team members’ careers and aspirations based on their skills, interests and aspirations.
• Learning about agroecology and small and medium-scale farmers: We make sure that regardless of your background, you get to spend time in the field with farmers and genuinely learn about farming and agroecology in general and its importance.
• Work-life balance: At Sistema.bio, we know you’re at your best when you’re rested and healthy. We therefore give you generous holidays options, parental leave, we pay for your health protection and give you options to work remotely when needed and possible.
• Gender Equality: Sistema.bio is committed to gender equality in the workplace. Thanks to our Gender policies and efforts women represent 57% of the Global team for example, and 27% of our overall workforce. We have flexible hours and expressing spaces for lactating mothers.
• A team of Do’ers: We are a team of doers. You will get a chance to get your hands dirty and learn on the ground up because your ideas and execution matter.