Finance and Operations Accountant (Microfinance) at Staffing Solutions Network

Responsibilities

• Manage the day-to-day financial operations, including accounting, budgeting, and cash flow management.
• Conduct credit appraisals, loan structuring, and risk assessments for salary loans and employer-backed loan recovery.
• Oversee payroll check-off systems and ensure timely loan repayments.
• Ensure compliance with financial regulations, tax laws, and reporting standards specific to the microfinance industry.
• Provide detailed financial reports and analysis to management for strategic decision-making.
• Maintain financial management systems, credit scoring models, and loan management systems.
• Ensure accuracy in all financial records and lead the audit process.
• Work closely with internal and external stakeholders to ensure smooth financial operations.

Minimum Requirements & Responsibility

• Bachelor’s degree in Finance, Accounting, Business Administration, Economics, or a related field.
• Professional certification such as CPA, ACCA, or CFA is highly desirable.
• Minimum of 3 to 5 years of experience in financial management, credit risk management, or related roles, preferably within the microfinance or banking sector.
• Strong understanding of credit appraisal techniques, loan structuring, and risk management for short-term salary loans.
• Experience with payroll check-off systems and employer-backed loan recovery is highly desirable.
• In-depth knowledge of financial regulations, including tax laws and financial reporting standards for microfinance institutions.
• Proficiency in financial management software, credit scoring models, and loan management systems.
• Advanced Excel skills (e.g., advanced formulas, large data sets, pivot tables, VLOOKUP).
• Strong analytical and problem-solving skills with attention to detail.
• High level of integrity, ethical conduct, and excellent communication skills.
• Experience in the Payments/FinTech industry is highly desirable.
• Ability to work unsupervised, manage multiple tasks, and meet deadlines in a fast-paced environment.
• Effective leadership and team-building capabilities