Scored Lending Analyst at Standard Bank Group

Job Description

• Lead and oversee the Scored Lending portfolio by managing credit risk, portfolio performance, and policy adherence within the Bank's risk appetite. Prepare and deliver high-quality credit risk and portfolio reporting to management and governance committees. Drive data-driven decision-making through continuous monitoring of portfolio trends, risk indicators, and emerging risks to support sustainable growth.

Qualifications

Type of Qualification: First Degree
Field of Study: Statistics, Mathematics, Actuarial Science, Economics, Finance, Data Science, Banking, Accounting, Computer Science, or a related quantitative discipline.

Experience Required

• 5-7 years
• Credit Data Analytics within consumer banking.
• Experience in (preferably Digital consumer credit) data exploitation and business intelligence development and implementation
• Experience in the extraction, transformation and visualisation of data using bank approved toolsets e.g. SQL/SAS/Python/PowerBi

Additional Information

Behavioural Competencies:

• Articulating Information
• Documenting Facts
• Examining Information
• Exploring Possibilities
• Interpreting Data
• Managing Tasks
• Providing Insights
• Team Working

Technical Competencies:

• Data Management 
• Evaluating Risk Management Effectiveness
• Risk Awareness
• Risk Management
• Risk Reporting
• Statistical & Mathematical Analysis