Job Openings at HF Group

Principle Accountabilities

Credit Origination and Appraisal

• Receive and review Asset Finance and IPF credit applications from business teams across all customer segments.
• Conduct comprehensive financial and risk analysis, including cash flow assessment, repayment capacity, and collateral adequacy.
• Verify supporting documentation such as supplier invoices, insurance schedules, valuations, and other securities.
• Prepare detailed credit proposals and recommendations in line with approved product programs and credit policy.
• Ensure all applications meet documentation, eligibility, and policy standards before submission for approval.

 Processing of Insurance Premium Financing (IPF) Applications

• Review and validate IPF requests to confirm customer eligibility, policy coverage, and premium details.
• Liaise with insurers and intermediaries to confirm policy authenticity and ensure proper assignment to the Bank.
• Calculate loan amounts, tenors, and repayment structures in line with IPF product parameters.
• Ensure accurate setup of IPF facilities and prompt disbursement to insurers within agreed turnaround times.
• Track policy expiries and repayments to mitigate default and ensure compliance with Bank and insurance regulations.

Risk Assessment and Deal Structuring

• Identify and evaluate key credit risks in each proposal, recommending appropriate mitigants.
• Support structuring of both asset finance and IPF facilities to align customer needs with credit risk appetite.
• Ensure fulfillment of all pre-disbursement conditions and proper documentation prior to release of facilities.

Process Management and Coordination

• Liaise closely with Relationship Managers, Credit Administration, Legal, and Operations to ensure smooth end-to-end processing.
• Monitor workflow and maintain adherence to Service Level Agreements (SLAs) for all credit requests.
• Maintain updated and accurate credit files and audit trails for all processed facilities.

Portfolio Monitoring and Reporting

• Support monitoring of asset finance and IPF portfolios to identify early warning indicators.
• Participate in periodic portfolio reviews and provide data-driven insights on performance and emerging risks.
• Prepare periodic reports on pipeline volumes, turnaround time, approval ratios, and portfolio quality.

Compliance and Governance

• Ensure full compliance with internal credit policies, operational procedures, and regulatory guidelines.
• Support audit and compliance reviews by providing timely and accurate documentation.
• Maintain confidentiality, data integrity, and adherence to ethical credit practices.

Key Competencies and Skills

• Strong analytical and financial interpretation skills.
• In-depth understanding of credit and risk management principles.
• Working knowledge of asset finance and IPF workflows, including documentation and security perfection.
• Excellent communication, coordination, and stakeholder management skills.
• High attention to detail, accuracy, and timeliness.
• Ability to work under pressure and meet deadlines in a fast-paced environment.

Behavioral Attributes

• Integrity, professionalism, and accountability.
• Customer-focused and commercially aware.
• Strong teamwork and collaboration orientation.
• Proactive, disciplined, and results-driven.
• Continuous learning and adaptability.

Minimum Qualifications, Knowledge and Experience

• Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or a related field.
• Professional certification in Credit Management, CPA, ACCA, or CFA is an added advantage.
• Minimum of 2–4 years’ experience in credit analysis, lending, asset finance, or IPF within a financial institution.
• Understanding of asset-based lending, insurance financing processes, and credit risk evaluation across customer segments.

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Principle Accountabilities

Strategic Leadership & Planning

• Develop and implement a comprehensive Organisational Learning and Development strategy aligned with the HF Group's business goals.
• Lead the learning function to create a future-ready workforce by identifying critical skill gaps and building strategic learning roadmaps.
• Establish and monitor key performance indicators (KPIs) to measure the effectiveness and ROI of all learning initiatives.
• Manage the annual learning and development budget, ensuring efficient allocation and cost-effectiveness.

Programme Design & Delivery

• Oversee the design, development, and delivery of group-wide learning programmes, including leadership development, continuous professional development(CPDs), technical upskilling, power skills training, functional academies, on the job training and new hire orientation.
• Champion the use of innovative learning methodologies, including digital learning, e-learning platforms, blended learning, and experiential activities.
• Ensure all learning content is relevant, high-quality, and meets the evolving needs of the business.
• Evaluate and manage relationships with external training providers and consultants to supplement internal capabilities.

Talent & Capability Development

• Partner with HR Business Partners and line managers to conduct training needs analyses and create targeted development plans for individuals and teams.
• Promote a culture of self-directed learning and knowledge sharing across the organization.

Performance & Impact Analysis

• Implement robust evaluation methods to assess the impact of learning interventions on employee performance and business outcomes.
• Prepare and present regular reports to senior leadership on learning activities, outcomes, and strategic recommendations.

Team Leadership & Management

• Provide direct leadership, mentorship, and performance management to the team.
• Foster a collaborative and high-performing environment within the learning and development team.
• Allocate resources effectively and oversee the team's execution of the annual training plan.

Key Competencies and Skills

• Strategic Thinker: Ability to see the big picture and align learning initiatives with long-term business goals.
• Result Orientation: Focused on measurable business outcomes.
• Business Acumen: Understands organizational drivers and aligns learning solutions accordingly.
• Analytical and Data-Driven: Strong analytical skills to interpret data and measure the effectiveness of learning programmes.
• Innovation & Change Management: A forward-thinker who embraces innovation and can drive a cultural shift towards continuous learning.
• Project Management: Strong organizational skills with the ability to manage multiple projects and deadlines simultaneously.

Minimum Qualifications, Knowledge and Experience

Academic & Professional

• Bachelor’s degree in Human Resources, Education, Business Administration, or a related field.
• A Master’s degree will be an added advantage.
• Desirable: Certified Professional in Learning and Performance (CPLP), Chartered Institute of Personnel and Development (CIPD), or an equivalent professional certification is highly desirable.

Experience

• Minimum of 8-10 years of progressive experience in Learning and Development, with at least 5 years in a senior leadership role managing a team.
• Proven success in designing and implementing enterprise-wide learning interventions.
• Experience leveraging modern learning technologies (LMS, e-learning, digital platforms).
• Experience in the financial services sector is an added advantage.