Latest Recruitment at I&M Bank

Job Purpose:

The role holder will be responsible for building high-performing, scalable, enterprise applications and will be part of a talented software team that works on mission-critical applications. Work closely with the UI/UX designer and bridge the gap between graphical design and technical implementation, taking an active role on both sides and defining how the application looks as well as how it works.

Responsibilities

• Develop new user facing features
• Enhance application for maximum speed and scalability
• Collaborate with team members, back end developers, product owners and other stakeholders in translating business needs to actual code.
• Assure that all user input is validated before submitting to back-end.
• Bridge the gap between graphic design and technical implementation
• Assist other frontend and backend developers with debugging and troubleshooting
• Translate UI/UX design wireframes and mockups to actual code and features.
• Maintain code quality, implement code linters and add unit tests for code implementations.
• Collaborate with Quality Assurance Engineers in testing implementations and writing Automation tests.
• Plan, lead and participate in culture events and activities.
• Collaborate with other team members and internal and external dependencies to resolve both technical and non-technical blockers.
• Liaise with the DevOps engineers in creating, implementing and troubleshooting CI/CD pipelines for web applications.
• Optimize applications for maximum speed and scalability
• Documenting feature implementation, releases and workflows.
• Stay up-to-date on emerging technologies
• Promote usability best practices

Requirements

• 3+ years of experience working as a Frontend Engineer
• Good understanding of Node Js and Webpack configurations
• Proficient understanding of web markup, including HTML5, CSS3
• Expert level understanding of JavaScript programming language
• Expert level understanding of React Js and/or Angular Js and/or Vue.js
• Basic understanding of server-side CSS pre-processing platforms, such as LESS and SASS
• Understanding of Javascript testing tools including Jest, Mocha, Angular Testing Library
• Familiarity with Typescript
• Familiarity with CI/CD using CIrcleCI, TravisCI, Jenkins e.t.c
• Proficient understanding of cross-browser compatibility issues and ways to work around them.
• Proficient understanding of code versioning tools, such as Git and Mercurial
• Understanding of RESTful APIs and asynchronous request handling
• Yearn to learn new technology stacks and accept that learning is forever
• Experience with Scrum/Agile development methodologies
• Pay close attention to the little details that help make our products much better
• Have an ability to prioritize and handle multiple tasks competently
• Ability to work independently with minimal supervision while achieving benchmarks

go to method of application »

PURPOSE:

The position is responsible for preparation, review and verification of letters of offer and internal documents. This is to ensure and maintain high quality loan book and to safeguard the Bank’s interest by obtaining timely, accurate and complete internal documentation. Additionally, tracking and monitoring of covenants and other conditions of sanction.

PRIMARY RESPONSIBILITIES:

• Review of approved credit applications and check adequacy of approvals as per Delegated Approval Matrix and Credit Policy as well as approved sanction terms.
• Review and Verification of Letters of Offer and requisite security documents.
• Assist Team Leader in preparation of pricing notices to be sent out to Bank customers.
• Team supervision in the absence of the team Leader.
• Timely resolution of all audit issues.
• Timely & Accurate provision of reports relating to letters of offer and internal documentation
• Ensure that all approved conditions and covenants advised off LOS are properly recorded and tracked.
• Prepare loan contracts between the Borrower and the Bank within the set Service Level Agreement, incorporating all the sanction terms, covenants and conditions accurately to ensure the bank’s interest are fully protected to and any financial losses are avoided.
• Review of collateral information provided in the credit application and confirmation of the same against collateral information maintained in the core banking system and legal security docket to ensure the correct security details are captured in the loan contracts, for risk mitigation and avoidance of financial and legal risks.
• Preparing requisite Internal documents within the set Service Level Agreement.
• Ensuring efficiency in tracking, scanning, delivering and dispatching approved and duly signed Letters of Offer and internal documents.
• Ensure compliance by adherence to credit policies and procedures.
• Corresponding with relationship Managers/Branch Managers and Legal department on all issues relating to preparation of Letters of offer and internal documents.
• Tracking and Monitoring of covenants and conditions of sanction through;
• Capturing covenants/conditions of sanction in the Covenant Tracker within set timeframe.
• Identifying overdue covenants/breaches
• Timely sharing of the covenants/breaches with stakeholder/portfolio owners
• Identifying and updating breaches for approvals

PERSON SPECIFICATIONS

Academic Qualifications

• Business related degree holder from a recognized University
• Business related qualification will be an added advantage, CPA, ACCA

Experience

• 3 years
• Good understanding of end-to-end credit processes
• A solid appreciation of facilities documentation relating to company and personal clients

Professional skills and competencies

• Strong Interpretation Skills.
• Strong Numeric/Analytical skills.
• Good planning and organizational skills.
• Good communication, Report writing and presentation skills.
• Good knowledge of Credit and Trade Products.
• Good understanding of the banking act and prudential guidelines.
• Good knowledge of Banking system.
• Good understanding of legal risks and laws applicable to Banking and Finance relating to lending and credits documentation
• Basic banking and fair knowledge of CBK prudential guidelines.
• Leadership qualities