Vacancies at Dhabiti Sacco

Job Purpose:
The Risk & Internal Auditor is responsible to provide independent assurance that an organization risk management, governance, and internal control processes are operating effectively.

Roles & Responsibilities:

• Develop and implement a risk-based internal audit strategy and annual audit plan approved by the Board Audit Committee.
• Conduct independent, objective, and risk-based audits covering financial, operational, ICT, credit, and compliance areas.
• Evaluate the adequacy and effectiveness of internal controls, governance, and risk management systems.
• Review compliance with the Sacco Societies Act, SASRA Regulations, policies, and procedures.
• Assess and advise management and the Board on the SACCO’s risk management framework and emerging risks.
• Investigate suspected fraud, irregularities, or breaches and recommend corrective action.
• Prepare clear and timely audit reports and follow up on implementation of audit recommendations.
• Liaise with external auditors, regulators, and the Supervisory/Audit Committee as required.
• Promote a culture of accountability, integrity, and continuous improvement within the SACCO.

Minimum qualifications:

• Bachelor’s degree in accounting, Finance, Business Administration, Auditing, or a related field from a recognized institution.
• CPA (K) – must be a fully qualified accountant in accordance with the Accountants Act, and a member in good standing of ICPAK or a recognized equivalent body.
• Minimum of 3–5 years’ relevant experience in internal audit, risk management, compliance, or assurance, preferably within a SACCO, financial institution, or audit firm.
• Professional certification such as Certified Internal Auditor (CIA), CISA, or risk management qualifications.
• Membership with the Institute of Internal Auditors (IIA).

Key Skills and Competencies:

• Strong knowledge of SASRA Regulations, Sacco Societies Act, and prudential guidelines.
• Proven ability to conduct risk-based audits and internal control reviews.
• High level of integrity, independence, and ethical conduct.
• Excellent analytical, report-writing, and presentation skills.
• Good understanding of ICT systems and automated SACCO environments.
• Strong interpersonal and communication skills.

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Job Purpose:

• The Chief Executive Officer is responsible for providing strategic leadership, overseeing daily operations, ensuring financial sustainability, marketing and driving growth in line with the SACCO’s mission and objectives.
• Chief Executive Officer reports to the Board of Directors and works closely with stakeholders to enhance member value, operational efficiency, regulatory compliance, and strategic marketing initiatives to ensure growth.

Roles & Responsibilities:

• Implement Board-approved policies, strategies, and resolutions.
• Ensure compliance with SASRA, Cooperative Societies Act, and other applicable laws.
• Oversee financial management, budgeting, and prudent use of resources.
• Strengthen risk management, internal controls, and governance structures.
• Lead, motivate, and manage staff performance and development.
• Enhance member growth, product development, and service delivery.
• Represent the SACCO in engagements with regulators, partners, and stakeholders.
• Prepare and present accurate management and statutory reports to the Board.

Minimum qualifications:

• Bachelor’s Degree in Business Administration, Commerce, Finance, Accounting, Economics, Cooperative Management, or a related field from a recognized institution
• A master’s degree (MBA or related) will be an added advantage.
• Professional qualification and membership in a recognized body such as
• CPA (K), IHRM, or equivalent
• At least 4-6 years’ relevant work experience, with a minimum of 5 years in senior management or executive leadership, preferably within
• SACCOs, financial institutions, microfinance, or banking sector

Key Skills and Competencies:

• Proficient in Microsoft Office suite skills.
• Training in leadership and management skills; ability to facilitate the development and implementation of strategic plans, visionary thinking, and the capacity to drive organizational growth and proven ability to adapt to changing market conditions.
• People Management & Organizational Development.
• Digital & Technological Competence.
• Business Growth & Innovation.
• Marketing & Communications: Proven ability to develop and execute marketing strategies that attract new members and retain existing ones.
• Financial & Risk Management.
• Excellent Customer Service to ensure strong commitment to member service and satisfaction.

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Job Purpose:

• The Bancassurance Officer is responsible to provide a crucial role in bridging cooperative financial services with insurance solutions.

Roles & Responsibilities:

• Market and sell insurance products to SACCO members in collaboration with partner insurance companies.
• Educate members and staff on available insurance products and benefits.
• Source new insurance business and grow the SACCO’s insurance portfolio.
• Handle insurance documentation, policy issuance, renewals, and endorsements.
• Assist members in claims processing and follow-up to ensure timely settlement.
• Maintain accurate records of insurance sales, premiums, and commissions.
• Ensure compliance with Insurance Regulatory Authority (IRA) guidelines and SACCO policies.
• Prepare periodic performance reports on bancassurance activities.
• Build and maintain strong relationships with insurance partners and SACCO members.
• Promote a culture of accountability, integrity, and continuous improvement within the SACCO.

Minimum qualifications:

• Bachelor’s degree in business administration, Finance, Insurance, Marketing, or a related field.
• Diploma holders with strong insurance experience may be considered.
• Professional qualification in insurance (ACII, AIIK, or COP) is a MUST.
• At least 2 years’ experience in bancassurance, insurance sales, or financial services.
• Valid IRA certification/licensing will be an added advantage.
• Strong sales, marketing, and negotiation skills.
• Excellent communication and customer service skills.
• High level of integrity, professionalism, and attention to detail.
• Computer literacy and familiarity with core banking systems is desirable.

Key Skills and Competencies:

• Strong knowledge of SASRA Regulations, Sacco Societies Act, and prudential guidelines.
• Proven ability to conduct risk-based audits and internal control reviews.
• High level of integrity, independence, and ethical conduct.
• Excellent analytical, report-writing, and presentation skills.
• Good understanding of ICT systems and automated SACCO environments.
• Strong interpersonal, relation management and communication skills.
• Result-oriented and self-motivated.
• Ability to work independently and under minimal supervision.
• Good analytical and reporting skills.
• Sound financial management and analytical skills.
• Proven people management and organizational leadership skills