Corporate Credit Manager at Barclays Bank

Job Purpose

• Facilitate the generation of revenue and assist the business strategic priorities in close working relationship with Business Banking, and Corporate & Investment Banking stakeholders.
• Support the Credit leadership in management of impairment and other losses to ensure these are within agreed budgets / forecasts.
• Improving the control environment for risk activities.
• A credit professional acting as credit expert to the relationship team and the conduit to the Credit Risk function for sanctioning purposes.
• Improve and deepen understanding of our clients needs through joint client visits with the assigned portfolio Relationship Managers. .
• Responsible for developing practical and appropriate credit solutions (i.e. lending structures) through understanding customers’ needs.
• Delivering high quality and consistent, credit applications and making sound recommendations.
• Monitor and control accounts within designated portfolios to ensure early detection of signs of credit deterioration and taking appropriate actions.
• Maintain integrity of Commercial Credit Risk System (CCRS) data ensuring customer is accurately updated.
• Responsible for championing Credit policy issues to the designated portfolio and relationship teams through attendance of industry and portfolio meetings.
• Responsible for efficient use of Bank capital by challenging pricing of facilities within their portfolio and ensuring borrowings to customers meet the minimum required return for the bank.
• Ensuring Risk Key performance measures are captured correctly and in a timely manner to aid in performance management and decision making.

Education and Experience Required

• Bachelors degree or equivalent and/or the ACIB
• Knowledge of credit analysis techniques
• Accreditation on use of the Commercial Credit Risk system would be an added advantage