Job Opportunity at Corporate Staffing

Reports to: CEO

Job Responsibilities

• Ensure portfolio performance meets defined key performance indicators
• Drive activities to improve portfolio performance through analysis of data and processes
• Coordinates internal and external resources to develop models predicting credit risk, lifetime profitability and other metrics in order to optimize App Transaction process
• Design, build and maintain a risk control framework to track App Transaction portfolio performance
• Assist in compliance/regulatory requirements fulfillment
• Reviews complex credit analyses, Analyzes balance sheets, income statements, and cash flows of potential borrowers to ascertain creditworthiness.
• Maintain current, adequate and verified financial information on borrowers and guarantors as required by association policy.
• Performing loan servicing tasks, which may include partial releases, subordination’s to mineral leases and rights of way, division orders, re-amortizations, assumptions, severance agreements, and insurance claims.
• Ensure that all assigned loans are properly risk rated, assigned loss given defaults are correct, and performance status assignments are proper.
• Comply with proper credit administration practices as outlined in the association’s policies and procedures.
• Performs collections on assigned loans and assists management with collections on all loans in the portfolio.
• Works with delinquent borrowers to obtain satisfactory loan performance
• Performs other duties as assigned

Qualifications

• A bachelor degree holder of Banking, Economy, or related area will be preferred
• At least 3 years of experience in Retail and online Credit management on consuming loan, Housing/Home Loan, Loan against Property, Personal Loan and Car loan.
• Ability to deliver an End to End financing solution to the customers, secure the contract and the loan payment.
• Ability to negotiate documentation and payment terms with customers to ensure transactions are properly secured
• Must be able to prepare Credit Appraisal Memo (CAM), and Financial Product Portfolio.
• Proficiency in computer software applications including all Windows based Accounting systems
• Strong organization and maintenance skills