Asset Finance Analyst at BasiGo

You might like this job if: 

• You’re a perfectionist and love getting into the fine details 
• You’re able to think on your feet and create systems, policies and processes that support scale
• You’re ambitious, quick to learn new skills, and like to multitask.
• You want to create a cleaner, safer, and technologically advanced future for African cities.

Roles and Responsibilities:

• Analyze financial information and assess the creditworthiness of the applicant through financial statements and credit history.
• Process and give recommendations on credit applications within the current limits and prepare a full credit analysis for credit proposal presentation in the credit committee.
• Understanding of business, economic and industry risk and to clearly identify financial risks and/or other risks associated to the transaction (Asset, structure etc)
• Assist in reviewing and negotiating agreements, financing, joint development and multi-partner agreements;
• Consolidate reports that are accurate,  insightful and relevant to the department and company
• Monitor lease portfolio to detect signs of financial distress. Track, analyze and report project portfolio information and status, revenues/dues collected, cost of goods and transaction costs, and other key metrics. Prepare financial analyses of production variances.
• Filing official insurance - related paperwork such as claims and any other insurance documents that are brought forth from the Operations Team.
• Participate in the administrative daily workload as the scanning of all credit and insurance documents.
• Improve the effectiveness of the credit appraisal processes.
• Perform all other duties as assigned.

Education & Experience:

• Bachelor's Degree in Finance, Accounting or other business related field 
• Certified Financial Analyst will be an additional advantage 
• 3-5 years of strong quantitative credit experience in a bank, deposit taking sacco or any other financial institution. 
• Impeccable understanding of financial statements, ratios and concepts
• Experience performing financial modeling and the understanding of financial concepts.
• Proficiency with spreadsheets, databases. Additional knowledge of financial software is a plus..

Attitude and approach

• Ethical behavior
• Strong communication and analytical skills.
• Advanced Excel Skills
• A strong attention to detail and ability to notice discrepancy in data 
• A proactive approach to work, the ability to handle multiple tasks, and to maintain a high-quality standard when working under time pressure.
• Excited to learn & not scared of asking questions