Credit Manager at Bridge Talent Management

Scope and General Purpose:

• The role is responsible for the entire credit issuing process including consistent application of the credit
• policy, periodic reviews of existing customers and assessment of the creditworthiness of potential customers. The role will also ensure quality customer service, maximized departmental operational
• performance as well as ensure that the organization maximizes its short, medium and long term
• profitability and shareholder returns, with the aim of optimizing loan issuance and reducing bad debts.

Main Duties:

• Ensure recruitment of competent, motivated and productive staff.
• Ensure that the members of staff receive an appropriate orientation to the Company.
• Provide sound leadership, supervision and management of the staff through appropriate performance management, appraisals, training, mentoring and coaching.
• Oversee the performance, training, mentoring and coaching of staff assigned.
• Ensure compliance with approved budgets including prudent and timely spending.
• Ensure timely reporting of performance and activities.
• Ensure compliance with legislation, agreements with clients, highest standards of operational efficiency and quality of service to clients.

Knowledge, Skills & Experience and Personal Attributes

Qualifications & Experience

•  Bachelor's Degree in Accounting, Finance or Banking from a recognized institution
• At least 5 years of working experience in a credit-related role as a team leader in the financial industry

Key Competencies

• Proficiency in ICT with strong MS Office and Internet ability
• Ability to interact effectively with all levels of Management and Stakeholders from varied backgrounds
• Strong analytical and mathematical skills
• Communication and interpersonal skills
• Planning and organization skills
• Problem-solving skills

Key Personal Attributes

• Team player
• Confidentiality and integrity
• Confident and assertive demeanor
• The high degree of accuracy and attention to detail
• Ability to work under pressure with tight deadlines
• Objectivity
• Good business sense and commercial awareness
• Ability to make firm and clear decisions
• Willingness to travel on short notice