Credit Officer I, AHB 7 (2 Open Roles) at Affordable Housing Board (AHB)

Key Responsibilities

The duties and responsibilities of a Credit Officer I will entail:

• Conducting thorough reviews of credit applications to assess applicants' creditworthiness.
• Verifying the accuracy and completeness of all submitted documentation.
• Utilizing credit scoring models and other analytical tools to evaluate applicants' financial standing and risk profiles;
• Implementing informed decisions on credit approvals, rejections, or conditions based on evaluation results and credit policies;
• Ensuring all credit operations comply with internal policies and external regulations.
• Maintaining accurate and comprehensive records of all credit applications, approvals, and related transactions.
• Coordinating with other departments, such as legal and finance, to ensure all necessary documentation and approvals are in place.
• Communicating with applicants to gather additional information, clarify discrepancies, and provide status updates on their applications;
• Addressing and resolving any issues or complaints raised by applicants promptly and professionally

Requirements & Qualifications

For appointment to this grade, the applicant must have:

• Cumulative service period of three (3) years’ relevant work experience at the grade of Officer II or in a comparable position.
• Bachelor’s degree in any of the following disciplines: Banking, Finance, Economics, Commerce, Business Administration, Real Estate, or equivalent qualification from a recognized institution; and
• Proficiency in computer applications;