Group Head Liquidity Management at Equity Bank Kenya

Role Purpose:

• The Group Head of Liquidity Management will be responsible for developing and implementing strategies to safeguard the firm’s liquidity position across multiple markets in Africa. The role ensures that liquidity risks are identified, measured and mitigated in line with regulatory requirements, group policies, and best practice. It also provides leadership in establishing governance frameworks and harmonizing liquidity management principles and risk governance across subsidiaries.
• The role is accountable for safeguarding the group’s financial resilience, supporting business growth, and driving the liquidity transformation initiatives across subsidiaries and functions.

Key Responsibilities:

Liquidity Strategy

• Develop and implement group-wide liquidity management strategy and Frameworks aligned with Group Treasury Strategy.
• Develop a liquidity and funding plan to ensure adequate funding for operations and investments, oversee intercompany funding, pooling funding resources and leveraging funding across the group.
• Develop a framework for funding diversification across our footprint, monitor and optimize global funding positions across all markets and ensure full compliance with liquidity regulatory limits in all markets.
• Coordinate with regional treasurers and finance teams to ensure compliance with local banking laws and regulations, FX codes and any other provisions. Establish standardized processes for cash forecasting, reporting and liquidity planning.
• Support strategic initiatives such as capital allocation, balance sheet optimization, and contingency funding plan.

Risk Management

• Identify, measure, monitor and mitigate Liquidity, FX and interest rate risk across the group. Oversee hedging strategies and ensure alignment with risk appetite and policies. Management counterparty exposures and maintain strong banking relationships.
• Conduct stress testing and scenario analysis to assess resilience under adverse market conditions.
• Establish a dashboard which reflects early warning indicators and risk appetite thresholds for liquidity.
• Recommend hedging tactics or funding strategies to mitigate risks (FX mismatches, maturity gaps, concentration risk etc)
• Act as strategic advisor to Group Treasurer, CFO and senior leadership on liquidity matters. Liaise with regulators, banks, and rating agencies to maintain transparency and trust. Partner with business units, finance and operations to align liquidity strategy with budgeting plan.
• Participate actively in all Country ALCO meetings to provide guidance, challenge, and leadership on liquidity matters, and engage in Group ALCO (GALCO) to ensure a well‑coordinated and seamless Group‑wide liquidity management strategy.

Processes

• Standardize liquidity management methodologies across the group where applicable (LCR, NFSR, cashflow gap analysis)
• Implement robust risk management principles to ensure the structural integrity of the balance sheet is prudently managed.
• Play a critical role by ensuring integration of treasury systems with risk management platforms for real time monitoring.
• Lead implementation and enhancement of Treasury management systems (TMS) and ERP integration and drive automation and digital transformation of reporting, forecast and liquidity risk processes.
• Monitor country-specific liquidity challenges (currency convertibility, capital controls, sovereign risks among others).
• Develop tailored liquidity contingency plans for all markets working closely with the country treasury and other stakeholders.
• Harmonize practices across diverse regulatory environments while complying with local requirements and group standards.
• Collaborate with Group Treasury, Finance, Risk and Subsidiaries to ensure consistent liquidity practices adre adopted across the bank.

Governance

• Ensure compliance with all Group and treasury governance policies.
• Promote an environment where compliance with internal controls and external regulatory framework is honored and central focus area of the business across multiple markets.
• Engage with auditors when required to provide the required support.
• Display exemplary conduct values by living the Group’s values and Code of Conduct.
• Take personal responsibility by promoting the highest standard of ethics, including regulatory and business conduct across our footprint.
• Identify, escalate and resolve any risk, conduct and compliance matters working closely with the Treasury Risk & control Manager

Talent Management

• Build a strong talent pipeline transparently, in line with diversity & inclusion KPIs and other KPIs in general with specific performance metrics on the Group values, Code of Conduct.
• Lead, mentor, and develop sales teams across traditional and digital channels.
• Build a high‑performance culture focused on accountability, innovation, and client‑centricity.
• Drive succession planning and talent development across the region.
• Promote diversity, equity, and inclusion in talent pipelines

Qualifications

Experience Requirements:

• 10+ years’ experience in treasury/finance, with at least 5 years in a senior leadership role
• Deep understanding of global liquidity management, funding, pooling and funding structures and financial products and markets.
• Strong understanding of African financial markets, regulatory environments and cross-border treasury operations
• Expertise in Treasury Management Systems
• Advanced analytical and financial modelling skills (Excel, Power point)
• Exceptional leadership, communication and stakeholder management abilities.
• Be creative and deliver on good time in a highly pressurized environment – be goal oriented and an Enabler.
• Considering both local and non-local candidates with cross-market exposure (particularly within Africa)

Academic Qualifications and Certifications:

• Post graduate degree in business, Finance, Economics, Statistics or a related field.
• Professional certification (e.g CFA, FRM, CA) strongly preferred.

Key technical skills and Leadership Experience

• Behavioral Framework:
• Understanding of the policies, procedures, and ethical requirements of a Treasury environment
• Effective communication skills
• Stakeholder engagement, Internal and external collaboration
• Cultural and regulatory Awareness
• Quality decision making
• Strategic mindset and provide clarity in Direction
• Ethical and effective leadership
• Courage and Teamwork
• Customer focus
• Action-oriented

Technical Competencies

• Financial Products, markets and economic fundamentals
• Knowledge of treasury, retail, corporate and capital market products
• Liquidity management and Interest rate risk management including structural and behavioral analysis
• Negotiation and influencing skills, Presentation and pitching skills
• Recovery and Resolution Panning
• Financial analysis and Performance Management
• Business acumen and Project management
• Manage ambiguity and ensure quality decision making
• Drive Vision & Purpose
• Develop Talent
• ACI dealing certificate a requirement.
• Master’s degree (beneficial but not mandatory)