Vacancies at Equity Bank Kenya

THE ROLE PURPOSE

• We are seeking a dynamic and highly skilled professional to join our Treasury, Global Markets team as Country Head of Financial Institutions, Kenya
• The Country Head of Sales FI will lead the sales strategy and execution for financial institutions across our footprint.
• The role is responsible for driving revenue, capturing market share, and strengthening the bank’s franchise in global markets. 
• The incumbent will engage with institutional clients including banks, insurance companies, pension funds, asset managers, FinTech to deliver tailored solutions and deepen relationships across the footprint.

THE KEY RESPONSIBILITIES

Sales Strategy & Market Growth

• Define, develop and execute a sales strategy focused on financial and non-financial institutions. 
• Drive substantial revenue growth and expand market share through innovative sales initiatives across our footprint.

Client Coverage & Relationship Management

• Build and maintain strong relationships with institutional clients (banks, insurers, pension funds, asset managers)
• Strengthen client relations across diverse segments, ensuring tailored solutions for each.
• Identify and pursue opportunities to expand the bank’s sales franchise across Africa and develop strategies to capture them.
• Deliver tailored solutions across FX, fixed income, derivatives and strutured products.
• Champion cross-selling initiatives across the bank’s product suites.
• Be a trusted partner and business enabler. 
• Deep and strong understanding of Africa terrain, financial markets, regulatory environments and cross-border opportunities. 
• Engage with all relevant stakeholders (internally and external) to enhance the profile of global markets, FI Sales franchise both within the bank and in the industry.

Strategic Leadership and Collaboration

• Contribute to the Treasury’s strategy, ensure alignment with regional growth priorities as per ARRP.
• Collaborate with product, coverage, operations and all relevant stakeholders teams to deliver seamless client solutions.
• Enagage with Commercial Directors and Senior Leadership to align FI sales strategies.
• Partner with products heads, risk, and operations teams to deliver integrated FI sales solutions.
• Represent the bank in industry forums and requlatory engagements, where applicable and in conjuctions with compliance and group          treasury.

Risk Management 

• Ensure compliance with regulatory requirements across all jurisdictions.
• Uphold strong market conduct, operational risk, and credit risk management practices.
• Partner with Risk & Compliance teams to identify, assess, and mitigate risks.
• Ensure adherence to governance frameworks including Product Notes, policies, limits, and ethical guidelines.

Governance

• Ensure compliance with all Group and treasury governance policies.
• Promote an environment where compliance with internal controls and external regulatory framework is honored and central focus area of    the business across multiple markets.
• Engage with auditors when required to provide the required support.
• Display exemplary conduct values by living the Group’s values and Code of Conduct.
• Take personal responsibility by promoting the highest standard of ethics, including regulatory and business conduct across our footprint.
• Identify, escalate and resolve any risk, conduct and compliance matters working closely with the Treasury Risk & control Manager

Talent Management

• Build a strong talent pipeline transparently, in line with diversity & inclusion KPIs and other KPIs in general with specific performance        metrics on the Group values, Code of Conduct.
• Lead, mentor, and develop sales teams across traditional and digital channels.
• Build a high‑performance culture focused on accountability, innovation, and client‑centricity.
• Drive succession planning and talent development across the region.
• Promote diversity, equity, and inclusion in talent pipelines

Qualifications

KEY TECHNICAL SKILLS & LEADERSHIP COMPETENCIES

Behavioral Framework:

• Strong understanding of Treasury policies, controls, and ethical requirements
• Effective communication and executive‑level influencing
• Strong stakeholder engagement and collaboration across markets
• Cultural and regulatory awareness across African financial ecosystems
• Quality, timely decision‑making
• Strategic mindset with clarity of direction
• Ethical leadership, integrity, and accountability
• Courage, teamwork, and constructive challenge
• Client‑centric orientation
• Action‑oriented and performance‑driven.

Technical Competencies

• Deep knowledge of financial products, global markets instruments, and market fundamentals
• Strong understanding of Treasury, FI products, Derivatives, FX, Fixed Income, and Structured Products
• Ability to structure and deliver complex solutions for institutional clients
• Negotiation, influencing, presentation, and pitching skills
• Strong financial analysis, modelling, and performance management capability
• Understanding of Recovery & Resolution Planning considerations for FIs
• Strong business acumen and project management capability
• Ability to manage ambiguity and drive execution
• Ability to develop talent and lead high‑performing teams
• Experience working with African corporates and financial institutions
• Strong client engagement, relationship management, and communication skills
• Ability to navigate diverse regulatory environments
• Entrepreneurial mindset with the ability to scale new business lines
• Creativity, resilience, and ability to deliver under pressure.

EXPERIENCE REQUIREMENTS   

• Minimum of 10 years in financial services, with at least 5 years in a senior leadership role within Global Markets or Institutional Sales.
• Well‑established network within the African Financial Institutions (FI) sector, particularly in Kenya, with a strong, active client base across banks, insurers, pension funds, asset managers, and FinTechs.
• Demonstrated ability to leverage existing institutional relationships to originate business, drive revenue growth, and deepen strategic             partnerships from day one.
• Proven track record working with African corporates and financial institutions, with strong understanding of regional market dynamics and regulatory environments.
• Advanced analytical and financial modelling skills, including expertise in Excel (financial models, pricing, sensitivity analysis) and PowerPoint (client pitches, investor presentations, transaction decks).
• Strong leadership, stakeholder management, and ability to operate in fast‑paced, multi‑country environments.
• Consistent delivery under pressure, with an entrepreneurial, goal‑oriented, and commercially driven approach.
• considering both local and non-local candidates with cross-market exposure (particularly within Africa)

ACADEMIC QUALIFICATIONS AND CERTIFICATIONS  

• Bachelor’s degree in Finance, Economics, Business Administration, Accounting, or a closely related field.
• Master’s degree (MBA, MSc Finance, MSc Economics) – strongly preferred.
• ACI Dealing Certificate – mandatory
   

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THE ROLE PURPOSE

• The job holder is responsible for executing the ALM strategy within the Group in ensuring an efficient and well-coordinated approach to managing liquidity risk and interest rate risk in the balance sheet.
• Contribute to the optimization of the balance sheet by ensuring adherence to internal policies, regulatory requirements and international best practices.
• Provide support to the Country Treasurers in managing the overall balance sheet structure for the Group, execution, investment management portfolio (AFS and HTM), Liquidity and Funding, Interest rate risk by driving capital efficient returns and outcomes.
• In addition to country responsibilities, the role carries subsidiary oversight duties, providing guidance, technical support, and challenge to ALM teams in assigned subsidiaries to ensure consistent standards, compliance, and alignment with the broader Group Treasury Strategy.

THE KEY RESPONSIBILITIES 

Treasury Strategy:

• Liquidity Management: Oversee and enhance the treasury liquidity processes and activities to monitor and manage the bank’s liquidity positions including Cash Reserve Requirement (CRR) and gap analysis, ensuring that the bank maintains desired liquidity levels and no regulatory breaches.
• Interest rate risk management: Collaborate with the Group Asset and Liability Committee (GALCO) to ensure adherence to regulatory compliance requirements and mitigate potential impacts from interest rate and liquidity risks, particularly concerning IRRBB (Interest Rate Risk in the Banking Book) exposures.
• Proactive Risk Management: Anticipate market and regulatory challenges, implementing proactive strategies to manage and mitigate risks effectively. This includes developing and executing contingency plans for unforeseen events to ensure full compliance.
• Policy Development & Implementation: Partner with the CFO, Group Treasurer and Country Treasurers to ensure effective execution of ALM policies, Guidelines and Product manuals.
• Balance Sheet Management: Focus on balance sheet analytics, comprehensive forecasting, and accurate financial modeling to inform strategic decision-making and ensure efficient and effective balance sheet management.
• Formulating strategies to manage banks’ Liquidity and Funding position optimally: Ensure appropriate funding profiles are achieved (diversification of funding base and lengthening of the funding profile).

Risk Management:

• Risk Appetite & Limit Management: Monitor and escalate liquidity and IRRBB risks, ensuring strict adherence to approved limits and escalating breaches as necessary. Develop and implement remedial actions within the prescribed governance framework to maintain balance sheet stability.
• Risk Appetite Evaluation: Conduct in-depth evaluations of risk appetite versus risk exposure, ensuring alignment with organizational risk tolerance levels.
• Ensure adherence to EMRF: Ensure that adequate systems and process are in place to comply with Group and country treasury policies, guidelines, product notes among others.
• Ensure compliance with Group AML Policy and procedures: Report any suspicious activities regarding money laundering and terrorist financing and ensure not tipping off is made to the customer.
• Governance: Provide for leadership and oversight over prudent risk management practices across subsidiaries.

Processes:

• Conduct research and collaborate with subject matter experts to evaluate market dynamics and the evolving regulatory environment. Ensure alignment with international ALM best practices.
• To provide expert guidance to GALCO, ALCO and other key stakeholders, leveraging best practices to ensure the successful execution of ALM strategies in line with Group Treasury Strategy.
• Ensure the integrity and reliability of data related to liquidity, FTP (Funds Transfer Pricing), capital, and IRRBB.
• Ensure maximum return on excess liquidity and minimize the Bank’s cost of deposits and cost of funding.
• Ensure maximum return on the investment securities while minimizing exposure to risks of interest rates volatility.
• Ensure effective implementation of the Group’s FTP Framework to drive the right balance sheet behavior and ensure that any exceptions are well-documented and approval provided before adoption.
• Collaborate with Market Risk unit, Finance, and Credit to ensure that the ICAAP and ILAAP frameworks are fit for purpose and within regulatory guidance.
• Performing margin compression analysis and structural analysis.
• Monitoring and reporting on adherence to all regulatory and internal funding requirements and limits are within risk appetite.
• Ensure achievement of ALM budgets, and efficient management of financial resources to boost capital accretive returns.
• Manage all treasury related risks efficiently by providing oversight in Central Bank auction participation, sourcing and allocation of foreign currency, FX risk management, deal booking in accordance with treasury Code of Conduct and other governance policies.

Governance

• Ensure compliance with all Group and treasury governance policies.
• Promote an environment where compliance with internal controls and external regulatory framework is honored and central focus area of the business across multiple markets.
• Engage with auditors when required to provide the required support.
• Display exemplary conduct values by living the Group’s values and Code of Conduct.
• Take personal responsibility by promoting the highest standard of ethics, including regulatory and business conduct across our footprint.
• Identify, escalate and resolve any risk, conduct and compliance matters working closely with the Treasury Risk & control Manager

Talent Management

• Build a strong talent pipeline transparently, in line with diversity & inclusion KPIs and other KPIs in general with specific performance metrics on the Group values, Code of Conduct.
• Lead, mentor, and develop sales teams across traditional and digital channels.
• Build a high‑performance culture focused on accountability, innovation, and client‑centricity.
• Drive succession planning and talent development across the region.
• Promote diversity, equity, and inclusion in talent pipelines

COMPLEXITIES EXPECTED IN THE ROLE

• Operating across multiple countries and regulatory environments across the Group footprint.
• Managing cross-functional responsibilities involving Treasury, Finance, Risk, Compliance, IT, and Operations.
• Balancing regulatory compliance, liquidity optimization, and profitability objectives under dynamic market conditions.
• Coordinate strategy funding plans across our footprint.
• Embed a culture of performance and change management to drive the right balance sheet behaviour
• Display of exemplary leadership qualities and be courageous to execute the ALM strategy across our footprint.

 KEY TECHNICAL SKILLS AND LEADERSHIP QUALITIES 

Behavioral Framework:

• Strong understanding of Treasury policies, procedures, governance, and ethical standards.
• Clear and effective communication.
• Strong stakeholder engagement and collaboration across internal and external partners.
• Cultural and regulatory awareness.
• Sound and timely decision‑making.
• Strategic thinking and ability to provide clear direction.
• Ethical, credible, and effective leadership.
• Courage to challenge and strong teamwork orientation.
• Customer‑focused mindset.
• Action‑oriented with strong execution discipline.

Technical Competencies

• Strong knowledge of financial markets, economic fundamentals, and financial instruments.
• Understanding of treasury, retail, corporate, and capital market products.
• Expertise in liquidity management and interest rate risk management, including structural and behavioral balance sheet analysis.
• Strong negotiation, influencing, presentation, and pitching skills.
• Knowledge of Recovery and Resolution Planning (RRP).
• Financial analysis and performance management capability.
• Strong business acumen and project management skills.
• Ability to manage ambiguity and complexity.
• Ability to drive vision, provide direction, and develop talent.
• High‑quality judgement and decision‑making capability.

EXPERIENCE REQUIREMENTS

• 10+ years’ experience in Treasury or Finance, with minimum 5 years in a senior leadership role.
• Deep expertise in global liquidity management, funding, cash pooling, balance sheet optimization, funding structures, hedging strategies, and financial markets/products.
• Strong understanding of African financial markets, regulatory environments, and cross‑border Treasury operations.
• Proven experience with Treasury Management Systems (TMS) and related technologies.
• Advanced analytical, financial modelling and presentation skills (Excel, PowerPoint).
• Exceptional leadership, communication, and stakeholder management capability.
• Demonstrated ability to be innovative, results‑oriented, and deliver high‑quality outputs under pressure and tight timelines.
• considering both local and non-local candidates with cross-market exposure (particularly within Africa)

 Qualifications
ACADEMIC QUALIFICATIONS AND CERTIFICATIONS  

• Post‑graduate degree in Business, Finance, Economics, Statistics, or a related field.
• Master’s degree is beneficial but not mandatory.
• Professional certification such as CFA, FRM, or CA is strongly preferred.
• ACI Dealing Certificate is a mandatory requirement.

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THE ROLE PURPOSE

• We are seeking a dynamic and highly skilled professional to join our Treasury team as Head of Sales, Kenya and Cluster Lead.
• The job holder provides strategic leadership in driving the growth of the Treasury Sales franchise across country and the assigned regional cluster.
• The role leads Corporate, SME, Retail, Public Sector, Financial Institution sales and E-Sales, while also spearheading the digital sales strategy to scale e‑trading platforms, digital wallet solutions, and technology‑driven client engagement.
• The job holder ensures alignment with Treasury Strategy, ARRP, and Group governance standards, while enhancing revenue growth, market penetration, and client experience through both traditional and digital sales channels. the KEY responsibilities 

Strategic Leadership – Sales, Origination & E-Sales

• Define and execute the combined Sales, Origination, and E‑Sales strategy across country and the regional cluster.
• Drive revenue and market share growth across traditional and digital channels.
• Lead the sales teams covering Corporate, SME, Retail, Public Sector, FI, and digital client segments.
• Ensure full alignment with Treasury Strategy, ARRP, and the regional growth priorities.

Digital Sales & Platform Growth

• Lead the digital sales strategy, driving adoption of e‑trading platforms for FX trading across all client segments.
• Ensure deep integration of digital wallet solutions within client journeys.
• Grow digital revenue streams, including diaspora remittance flows, trade finance flows, and platform‑based FX activity.
• Partner with technology, payments, and product teams to innovate and enhance digital offerings.
• Seamlessly migrate targeted clients from voice/chat to structured, scalable digital channels (e.g EazzyFX).

Business Development & Market Expansion

• Strengthen client relationships across all segments, offering tailored solutions.
• Identify cross‑border opportunities across Africa and develop strategies to capture them.
• Champion cross‑selling initiatives leveraging Treasury, Payments, and Client solutions.
• Build relationships with multinational and institutional corporates, regional champions, institutional investors and public sector entities among others.
• Champion client‑centric solutions that enhance convenience, accessibility, and experience.
• Monitor client feedback across all channels and use insights to improve offerings.
• Ensure consistency across branches, online channels, and mobile platforms.

Regional and Cluster Oversight

• Provide oversight and harmonization of Sales & E‑Sales strategy across the footprint.
• Partner with Country Sales Heads to align regional and local execution priorities.
• Track performance metrics and provide guidance in areas of underperformance.
• Represent Treasury regionally to elevate the bank’s visibility and engagement across industry forums where Sales/E-Sales features.

 Risk Management

• Ensure compliance with regulatory requirements across all jurisdictions.
• Uphold strong market conduct, operational risk, and credit risk management practices.
• Partner with Risk & Compliance teams to identify, assess, and mitigate risks.
• Ensure adherence to governance frameworks including Product Notes, policies, limits, and ethical guidelines.

Governance

• Ensure compliance with all Group and treasury governance policies.
• Promote an environment where compliance with internal controls and external regulatory framework is honored and central focus area of the business across multiple markets.
• Engage with auditors when required to provide the required support.
• Display exemplary conduct values by living the Group’s values and Code of Conduct.
• Take personal responsibility by promoting the highest standard of ethics, including regulatory and business conduct across our footprint.
• Identify, escalate and resolve any risk, conduct and compliance matters working closely with the Treasury Risk & control Manager

Talent Management

• Build a strong talent pipeline transparently, in line with diversity & inclusion KPIs and other KPIs in general with specific performance metrics on the Group values, Code of Conduct.
• Lead, mentor, and develop sales teams across traditional and digital channels.
• Build a high‑performance culture focused on accountability, innovation, and client‑centricity.
• Drive succession planning and talent development across the region.
• Promote diversity, equity, and inclusion in talent pipelines

 Qualifications

 EXPERIENCE

• 12–15 years of experience in financial services, Treasury, Treasury Sales, or Digital Trading, with at least 5 years in a senior leadership role.
• Proven track record in driving sales growth across Corporate, SME, FI, and Retail segments.
• Experience leading digital sales, e‑trading, fintech‑enabled platforms, or channel execution is highly desirable.
• Strong experience working with African corporates, financial institutions, and cross‑border markets.
• Demonstrated success in stakeholder management and complex client negotiations.
• Advanced analytical and financial modelling capability (Excel, PowerPoint).
• Experience managing multi‑country teams or regional responsibilities is an added advantage
• Considering both local and non-local candidates with cross-market exposure (particularly within Africa)

ACADEMIC QUALIFICATIONS 

• Bachelor’s degree in Finance, Economics, Business, or a related field.
• Master’s degree (MBA) preferred but not mandatory.
• Professional certification (CFA, FRM, ACCA, CA) strongly preferred.
• ACI Dealing Certificate — mandatory requirement.
• Certifications in digital innovation, fintech, product management, or data analytics are an added advantage

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Role Purpose

• We are seeking a dynamic and highly skilled professional to join our Treasury team as Head of Structuring and Cluster Lead. This role focus on delivering innovative and customized solutions to institutional, corporate and targeted SME clients across Africa, with a primary emphasis on commodities sales while also covering Rates and FX products.
• The successful candidate will bridge clients’ needs with market opportunities, structuring tailored solutions that enhance risk management, optimize returns and support business growth.
• The role bridges regional commodities flow with global financial markets, enabling corporate, financial institutions and SMEs to manage risk, access financing, hedging solutions and optimize trade opportunities. The position requires deep expertise in commodities, structured products, and client relation management, with a focus on growth, connectivity and strategic impact.
• The incumbent will be responsible for designing, marketing, and scaling innovative commodity and structured solutions, leveraging derivatives and related risk‑management instruments to enhance the Bank’s value proposition across Africa, in alignment with the Group Treasury Strategy

Key Responsibilities 

Business Development & Market Growth 

• Execute all transactions in line with the “Sales and Structuring” Product Note.
• Identify and pursue opportunities to expand the bank’s sales and structuring franchise across Africa. Focusing on FX, Rates and Commodities hedging solutions.
• Develop tailored, market‑relevant solutions for corporates (agribusiness, energy, mining, manufacturing, etc.), financial institutions (banks, funds, insurers), and targeted SMEs, proactively identifying structuring opportunities that address their risk management and financing needs. Drive revenue growth through structured commodity financing, hedging, and trade facilitation products
• Position the bank as a regional hub connecting Africa commodity, structured FX flows and Rates with international markets.
• Scan the markets for opportunities across the asset classes – FX, Rates and Commodities and drive client engagement and solutioning across FX, Rates and Commodities.
• Prepare periodic reports required for Group and Implement performance controls to proactively measure achievement against strategic targets and address changes or non-performance.
• Represent the Structuring desk in industry, bank forums and governance structures as required or directed.

Client Engagements & relationship management

• Build and maintain strong relationships with targeted clients, including multinational corporations, regional champions, and institutional investors.
• Act as a trusted partner, providing insights on commodity markets, risk management, financing structures and hedging solutions.
• Deliver client pitches, proposals, and product demonstration that highlight the bank’s unique value proposition
• Collaborate with trading desks, risk, and treasury to ensure optimal pricing and execution.
• Innovate new products that address Africa-specific challenges (e.g. currency volatility, regulatory constraints etc.)

Regional and Global Connectivity

• Leverage the bank’s network to connect Africa clients with global commodity markets.
• Facilitate cross-border trade flows, linking producers, exporters and importers with international buyers and financiers by providing hedging solutions.
• Partner with global institutions to co-create solutions that enhance Africa’s integration into global supply chains

Risk Management & Compliance

• Ensure all structured deals comply with regulatory requirements across Africa jurisdictions.
• Work closely with risk teams to assess credit, market and operational risks in commodity transactions
• Promote sustainable and responsible financial products, aligned with ESG standards.
• Identify, measure, monitor and mitigate Liquidity, FX and Interest Rate risk across the Group.
• Oversee hedging strategies and ensure alignment with risk appetite and policies.
• Management of counterparty exposures and maintain strong banking relationships.

Strategic Leadership and Collaboration

• Contribute to the bank’s commodities strategy, aligning with regional growth priorities as per ARRP.
• Collaborate with product, coverage and operations teams to deliver seamless client solutions.
• Mentor junior staff and build internal expertise in commodities structuring.
• Design and execute structured commodity solutions.

Processes

• Responsible for the continuous supervision of processing and execution of all structuring deals in the various treasury units.
• Ensures that the daily transactions and activities conform to the set business goals and objectives.

Governance

• Ensure compliance with all Group and treasury governance policies.
• Promote an environment where compliance with internal controls and external regulatory framework is honored and central focus area of the business across multiple markets.
• Engage with auditor when required to provide the required support.
• Display exemplary conduct values by living the Group’s values and code of conduct.
• Take personal responsibility by promoting the highest standard of ethics, including regulatory and business conduct across our footprint.
• Identify, escalate and resolve any risk, conduct and compliance matters working closely with the Treasury Risk & Control Manager.
• Execute all transactions in line with the “Sales and Structuring” Product Note and any other relevant governance document.

Talent management

• Build a strong talent pipeline transparently, in line with diversity & inclusion KPIs and other KPIs in general with specific performance metrics on the Group values, code of conduct.
• Provide training and guidance to local teams on liquidity risk frameworks.

Project Management

• Lead end‑to‑end delivery of structuring, commodities and market solutions projects across multiple subsidiaries, ensuring alignment with the Group Treasury Strategy and ARRP priorities.
• Drive cross‑functional execution involving Product, Coverage, Risk, Legal, Operations, Technology, and external partners to deliver client‑ready solutions on time and within scope.
• Manage the full project lifecycle including scoping, requirements definition, solution design, stakeholder alignment, governance approvals, execution, and post‑implementation reviews.
• Maintain a structured project governance framework, ensuring clear milestones, accountability, risk identification, dependency management, and escalation protocols across markets.
• Oversee development and rollout of new products, system enhancements, and process improvements (e.g., pricing models, onboarding flows, documentation templates, risk analytics).
• Ensure all projects comply with regulatory requirements across African jurisdictions and Group policies, including conduct, risk management, model governance, and product approval processes.
• Track project KPIs, implementation risks, resource needs, and budget considerations while providing timely updates to senior leadership and governance committees.
• Champion digital transformation within Structuring by driving automation, analytics adoption, and integration of global platforms that enhance scalability and client experience.
• Build project execution capability within teams through coaching, best practice sharing, and professional project management discipline.

Qualifications 

Experience Requirements

• 10+ years’ experience in Treasury with at least 5 years in a senior leadership role.
• Proven track record in commodity products, structuring products and risk management solutions.
• Experience working with African corporates and financial institutions in highly desirable.
• Deep understanding of global liquidity management, funding, pooling and funding structures and financial products and markets.
• Strong understanding of African financial markets, regulatory environments and cross-border treasury operations
• Expertise in Treasury Management Systems such as Derivatives.
• Advanced analytical and financial modelling skills (excel, Power point presentations etc.)
• Exceptional leadership, communication and stakeholder management abilities.
• Be creative and deliver on time in a highly pressurized environment, be goal oriented and an Enabler.
• Considering both local and non-local candidates with cross-market exposure (particularly within Africa)

Academic Qualifications and Certifications

• Bachelor’s degree in finance, Economics, Business, or related field, Master’s degree preferred.
• Professional certification (e.g. CFA, FRM, or equivalent).
• ACI dealing certificate is a requirement

go to method of application »

Role Purpose:

• The Group Head of Liquidity Management will be responsible for developing and implementing strategies to safeguard the firm’s liquidity position across multiple markets in Africa. The role ensures that liquidity risks are identified, measured and mitigated in line with regulatory requirements, group policies, and best practice. It also provides leadership in establishing governance frameworks and harmonizing liquidity management principles and risk governance across subsidiaries.
• The role is accountable for safeguarding the group’s financial resilience, supporting business growth, and driving the liquidity transformation initiatives across subsidiaries and functions.

Key Responsibilities:

Liquidity Strategy

• Develop and implement group-wide liquidity management strategy and Frameworks aligned with Group Treasury Strategy.
• Develop a liquidity and funding plan to ensure adequate funding for operations and investments, oversee intercompany funding, pooling funding resources and leveraging funding across the group.
• Develop a framework for funding diversification across our footprint, monitor and optimize global funding positions across all markets and ensure full compliance with liquidity regulatory limits in all markets.
• Coordinate with regional treasurers and finance teams to ensure compliance with local banking laws and regulations, FX codes and any other provisions. Establish standardized processes for cash forecasting, reporting and liquidity planning.
• Support strategic initiatives such as capital allocation, balance sheet optimization, and contingency funding plan.

Risk Management

• Identify, measure, monitor and mitigate Liquidity, FX and interest rate risk across the group. Oversee hedging strategies and ensure alignment with risk appetite and policies. Management counterparty exposures and maintain strong banking relationships.
• Conduct stress testing and scenario analysis to assess resilience under adverse market conditions.
• Establish a dashboard which reflects early warning indicators and risk appetite thresholds for liquidity.
• Recommend hedging tactics or funding strategies to mitigate risks (FX mismatches, maturity gaps, concentration risk etc)
• Act as strategic advisor to Group Treasurer, CFO and senior leadership on liquidity matters. Liaise with regulators, banks, and rating agencies to maintain transparency and trust. Partner with business units, finance and operations to align liquidity strategy with budgeting plan.
• Participate actively in all Country ALCO meetings to provide guidance, challenge, and leadership on liquidity matters, and engage in Group ALCO (GALCO) to ensure a well‑coordinated and seamless Group‑wide liquidity management strategy.

Processes

• Standardize liquidity management methodologies across the group where applicable (LCR, NFSR, cashflow gap analysis)
• Implement robust risk management principles to ensure the structural integrity of the balance sheet is prudently managed.
• Play a critical role by ensuring integration of treasury systems with risk management platforms for real time monitoring.
• Lead implementation and enhancement of Treasury management systems (TMS) and ERP integration and drive automation and digital transformation of reporting, forecast and liquidity risk processes.
• Monitor country-specific liquidity challenges (currency convertibility, capital controls, sovereign risks among others).
• Develop tailored liquidity contingency plans for all markets working closely with the country treasury and other stakeholders.
• Harmonize practices across diverse regulatory environments while complying with local requirements and group standards.
• Collaborate with Group Treasury, Finance, Risk and Subsidiaries to ensure consistent liquidity practices adre adopted across the bank.

Governance

• Ensure compliance with all Group and treasury governance policies.
• Promote an environment where compliance with internal controls and external regulatory framework is honored and central focus area of the business across multiple markets.
• Engage with auditors when required to provide the required support.
• Display exemplary conduct values by living the Group’s values and Code of Conduct.
• Take personal responsibility by promoting the highest standard of ethics, including regulatory and business conduct across our footprint.
• Identify, escalate and resolve any risk, conduct and compliance matters working closely with the Treasury Risk & control Manager

Talent Management

• Build a strong talent pipeline transparently, in line with diversity & inclusion KPIs and other KPIs in general with specific performance metrics on the Group values, Code of Conduct.
• Lead, mentor, and develop sales teams across traditional and digital channels.
• Build a high‑performance culture focused on accountability, innovation, and client‑centricity.
• Drive succession planning and talent development across the region.
• Promote diversity, equity, and inclusion in talent pipelines

Qualifications

Experience Requirements:

• 10+ years’ experience in treasury/finance, with at least 5 years in a senior leadership role
• Deep understanding of global liquidity management, funding, pooling and funding structures and financial products and markets.
• Strong understanding of African financial markets, regulatory environments and cross-border treasury operations
• Expertise in Treasury Management Systems
• Advanced analytical and financial modelling skills (Excel, Power point)
• Exceptional leadership, communication and stakeholder management abilities.
• Be creative and deliver on good time in a highly pressurized environment – be goal oriented and an Enabler.
• Considering both local and non-local candidates with cross-market exposure (particularly within Africa)

Academic Qualifications and Certifications:

• Post graduate degree in business, Finance, Economics, Statistics or a related field.
• Professional certification (e.g CFA, FRM, CA) strongly preferred.

Key technical skills and Leadership Experience

• Behavioral Framework:
• Understanding of the policies, procedures, and ethical requirements of a Treasury environment
• Effective communication skills
• Stakeholder engagement, Internal and external collaboration
• Cultural and regulatory Awareness
• Quality decision making
• Strategic mindset and provide clarity in Direction
• Ethical and effective leadership
• Courage and Teamwork
• Customer focus
• Action-oriented

Technical Competencies

• Financial Products, markets and economic fundamentals
• Knowledge of treasury, retail, corporate and capital market products
• Liquidity management and Interest rate risk management including structural and behavioral analysis
• Negotiation and influencing skills, Presentation and pitching skills
• Recovery and Resolution Panning
• Financial analysis and Performance Management
• Business acumen and Project management
• Manage ambiguity and ensure quality decision making
• Drive Vision & Purpose
• Develop Talent
• ACI dealing certificate a requirement.
• Master’s degree (beneficial but not mandatory)