Head, Product Control & Accounting at Moniepoint

Job Purpose

• Sits between Finance and the Product & Technology platform team, as products are built, ensuring every new product, feature, or pricing change is correctly designed from an accounting and control standpoint before it ships.
• Owns the thread from customer journey to financial reporting: how a product event is captured, how it maps to the chart of accounts, and how it lands in the Group's financial statements.

Responsibilities:

• Act as the standing technical accounting partner to Product and Engineering for all new products, features, and pricing changes
• Write technical accounting memos and position papers for new or changed products (revenue recognition under IFRS 15, financial instrument classification under IFRS 9, fee vs. interest income treatment, etc.)
• Design, build, and maintain the chart of accounts for new and existing products, ensuring consistency across entities
• Map each stage of the customer journey (onboarding, transaction, settlement, fee, reversal, write-off) to the correct GL treatment, end to end
• Review product and engineering specs pre-launch to flag accounting and control gaps before they reach production
• Own the reconciliation between product/transaction system data and the general ledger, and resolve breaks at source
• Design controls around new product flows (maker-checker, reconciliation, exception handling) and document them to audit standard
• Maintain a living library of accounting treatment documentation per product, kept current as products evolve
• Partner with Financial Control, Internal Audit, and external auditors on product-related technical accounting queries

Candidate requirements:

• ACA / ACCA (or equivalent) with 8+ years post-qualification experience, including Big 4 technical accounting or audit background
• Strong working knowledge of IFRS 15 (revenue), IFRS 9 (financial instruments), and IFRS more broadly
• Experience translating a product or system design into accounting treatment and GL structure, not just reviewing after the fact
• Comfortable reading product specs and talking directly to engineers and product managers, not only to finance colleagues

Preffered Qualifications

• Experience in payments, fintech, or banking, ideally with exposure to how transaction/ledger systems are built
• Prior experience designing or restructuring a chart of accounts for a multi-product platform
• Exposure to regulatory reporting requirements tied to product design (CBN, FCA, CBK or equivalent)
• Experience working inside or alongside an agile product/engineering team

About You:

• You can sit in a product spec review and immediately see where the accounting will break, and say so before launch, not after
• You translate fluently between accountants and engineers without dumbing either side down
• You default to documenting the treatment properly rather than leaving it as tribal knowledge
• You're comfortable owning a chart of accounts as a living system, not a static reference document
• You care as much about the control design as the accounting answer. A technically correct treatment with no control around it isn't good enough

What success looks like:

• No product ships without a documented, signed-off accounting treatment and GL mapping
• Chart of accounts stays clean and consistent as new products launch, with no post-hoc reclassification projects
• Product/transaction data reconciles to the GL within agreed tolerances, with breaks resolved at source, not papered over monthly
• Audit findings related to product accounting or control design trend toward zero
• Product and Engineering see Finance as a design partner, not a late-stage blocker