Never pay for any notarisation, certificate or assessment as part of any recruitment process. When in doubt, contact us
Standard Bank Group is the largest African banking group by assets offering a full range of banking and related financial services.
"Africa is our home, we drive her growth”
Our vision is to be the leading financial services organisation in, for and across Africa, delivering exceptional client experiences and superior value. This sets the primary g...
Job Description
To own the end-to-end strategy, performance, and lifecycle of Liabilities and Transactional products at country level. Drive market positioning, growth acceleration, and profitability targets. Makes high-impact decisions on pricing, risk, investments, and partnerships while championing innovation and digital transformation.
Qualifications
- Type of Qualification: First Degree
- Industry: Banking & Financial Institutions
Experience Required
Core Competencies
Strategic Ownership, Execution & Delivery
- Owns the end-to-end Liabilities and Transactional Products strategy, driving portfolio growth, profitability, and market positioning. Ensures initiatives deliver measurable impact and align with ROE and balance sheet objectives.
Analytical & Insight-Driven and Data-Driven Decision Making
- Leverages advanced analytics, pricing insights, and competitor intelligence to identify opportunities for deposit growth, margin optimization, and transactional revenue enhancement.
Leadership, Accountability & Prioritization in Dynamic Environments
- Operates with autonomy and authority, taking full ownership of outcomes. Demonstrates agility in prioritising high-value initiatives and influencing cross-functional teams to deliver results.
Ability to Create Compelling Propositions and Customer-Centric Mindset
- Designs innovative liability and transactional solutions that resonate with customer needs, embedding personalisation and digital-first experiences to enhance client satisfaction.
Commercial Acumen & Financial Stewardship
- Deep understanding of deposit economics, pricing strategies, and profitability levers. Applies sound financial judgment to optimise margins, manage cost-to-income ratios, and grow the liabilities book sustainably.
Digital & Innovation Leadership
- Champions digitisation of transactional banking and liabilities products, driving adoption of self-service channels and automation to improve efficiency and client experience.
Regulatory & Risk Governance
- Influences governance forums and embeds proactive risk management into product strategy. Balances innovation with compliance, ensuring portfolio health and regulatory adherence.
Pricing Strategy & Margin Management
- Expert in pricing governance and concession management, ensuring competitive positioning while safeguarding profitability and ROE.
Additional Information
Behavioural Competencies:
- Adopting Practical Approaches
- Examining Information
- Generating Ideas
- Meeting Timescales
- Seizing Opportunities
- Upholding Standards
Gmail
Yahoomail