Micro Finance Officer at Co-operative Bank of Kenya

Tasks and Responsibilities

• Market Micro-credit products and services to the target clients and maintain the  image of Micro-Credit activities under the guidance of the Micro Finance Manager
•  Deposit Mobilization 
• Maintain good relationship with groups and frequent visit 
• Disbursement and processing of loans 
• Maintain quality portfolio by closely monitoring repayment of loans from  customers and ensuring prompt follow-ups 
• Recruiting clients, groups and business appraisal 
• To identify and locate prospective micro-credit clients 
• To plan periodic visits to identifiable clients  
• Prepare Micro-Credit loan applications for approval
• Prepare weekly and monthly returns/reports to the Micro Finance Manager

Minimum Qualifications and Skills  

• A Bachelor’s Degree in Accounting/Finance or a Business-Related Degree from a  recognized university.
• CPA II or Credit Management Certification.
• A minimum of 3 years experience in micro-credit in a busy financial institution.
•  Sound knowledge of Sacco laws and regulations.
• A person of integrity, and a team player with effective communication skills.
• Sound judgment and decision-making ability on lending across all sectors. 
• Excellent analytical, interpersonal, and team management skills.