Senior Associate, Credit Acquisition & Fraud Risk at Apollo Agriculture

Responsibilities:

• Develop and refine strategies to mitigate fraud at the application stage, while at the same time guaranteeing business value and a good customer experience
• Take ownership of the credit approval process while remaining within Apollo’s risk appetite
• Provide recommendations on the optimization of credit product terms including APR, Deposit, Tenure and Exposure while ensuring the structure of products and use experience translate to maximum profits and usage
• Develop, refine and maintain a robust monitoring framework for through-the-door distributions and acquisition performance by tracking relevant metrics
• Take the lead on user research and share insights with the relevant teams to inform the product and acquisition policy design
• Collaborate with other teams within Apollo to ensure smooth product implementation and launch

Requirements:

• 4-10 years of experience, particularly in the fields of credit and risk management
• Experience managing a consumer lending portfolio, especially in underserved markets
• Experience developing credit products for retail consumers. These include credit cards, line of credit and personal loans
• Advanced data analysis skills, including proficiency in SQL, Python and MS Office
• Exceptional written and verbal communication skills
• Impeccable attention to detail
• A Bachelor’s or Master’s degree in a quantitative field e.g. engineering, statistics, mathematics, economics, etc.

We:

• Are a collaborative team of smart and ambitious people who are dedicated to serving our customers.
• Make magic happen to solve hard problems and always come with solutions when challenges arise.
• Are comfortable taking risks that can result in radical scale, and understand that failures are opportunities to learn and improve.
• Are considerate listeners and take the time to deeply understand and seek out ideas from the people around us, even when we disagree.
• Offer a dynamic environment that fosters talent, collaboration and growth.
• Take pride in our work and share the responsibility to see it through from conception to deployment.
• Back up our talk with a competitive compensation and benefits package and challenging projects.
• Value autonomy, honesty, transparency, and respect.
• Are excited to hear from you