Senior Business Development Officer- Secured Lending at Nirvana Credit Limited

Experience:

• University degree (Preference given to a Business-related degree)
• 4+ years’ experience working in the Microfinance/ Banking Industry
• Ability to combine different product offerings to create value-adding solutions for customers.
• Excellent IT Skills

Role Summary:

• This is an excellent opportunity to take ownership and grow with one of Kenya’s fastest-growing non-bank lenders. Reporting to the Head of Sales, you’ll be responsible for business development through marketing and recruiting of customers, processing and disbursement of loans and ensure timely collection of the same to ensure healthy portfolio and a happy and satisfied customer base.
• Career Progression:
• Nirvana Africa offers a competitive compensation and benefits package and opportunities to grow with responsibilities across the country as we expand our team and products.

Key Responsibilities

• Responsible for marketing of Nirvana Credit’s products and services.
• Actively drive growth in customer numbers and ensure full adherence to the customer on-boarding
• Policies and Procedures
• Responsible to evaluate clients’ individual or their businesses and determine whether they meet the qualifications for the facility amount applied for.
• Responsible for client evaluations and loan processing.
• Responsible for maintaining a quality asset portfolio as per the Banks requirements.
• Responsible for preparation and submissions of timely daily, weekly, monthly and quarterly reports as per the Nirvana Credit’s requirements to the respective line managers.
• Responsible for recording, verifying and assessing the chattels offered for loans with assistance of the Security Perfection Team.
• Ensure client retention through excellent customer service & relationship management

Qualifications & Competencies:

• Knowledge in Sales and Marketing, credit risk management, credit lending, as well as relevant
• experience in the Microfinance/ banking sector
• Clear understanding of microfinance/banking industry.
• Ability to analyze and interpret financial statements
• Good interpersonal & communication skills with excellent customer service.
• A team player with the drive to improve performance.
• Persuasive with strong recognition skills.