Senior Credit Manager at KCB Bank Kenya

Key Responsibilities

• Evaluate and decision credit proposals (new, renewals, one offs, permanent, amendments, cancellations) received from Corporate, Mortgage business units in line with specific credit guidelines as set within existing KCB Credit policy/manual/product documents, CBK Prudential guidelines, understanding of market, industry, economic factors, financial statements and recommending those beyond DLA for consideration while ensuring compliance with set TAT, SLAs and quality standards.
• Verify and analyze credit information, documentation such as bank statements, financials, provided by RMs/Customers, and seek clarification if needed from other sources, liaise with RMs/Branches for queries, additional information/documents and business recommendations for deviations, if needed.
• Support creation and update of new and existing credit processes, policy, manuals and product standards as relates to Corporate and Mortgage business.
• Visit clients/centers/branches, independently or with RMs/Manager as part of the evaluation of credit proposals for better understanding of the client, business and market.
• Attend to Audit requirements and provide a response to audit remarks/ensure rectification thereof in respect of Corporate and Mortgage Credit Unit.
• Monitor Corporate and Mortgage portfolios for renewals, limits dropping, early vintage performance, migration, PAR.
• Preparation of industrial reports/peer analysis papers on a variety of business, operational and financial indicators guided by respective industry reviews and industry information such as credit reports, press, magazines and other relevant sources.

The Person

For the above position, the successful applicant should have the following:

• Bachelor’s degree in business or related discipline from a recognized university.
• At Least 8 years’ experience in Credit Analysis.
• At Least 3 years’ experience in General Banking.
• At Least 3 years’ experience managing teams. 

The above position is a demanding role for which the Bank will provide a competitive remuneration package to the successful candidate. If you believe you can clearly demonstrate your abilities to meet the criteria given above, please log in to our Recruitment portal and submit your application with a detailed CV.

To be considered your application must be received by Tuesday 30th May 2023