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  • Posted: Oct 15, 2024
    Deadline: Oct 20, 2024
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    Incredo is a non-deposit taking microfinance institution registered as a private limited company incorporated in 2014 with its Head Office located in Thika Town. Since its inception, Incredo has grown to become one of the fastest-growing MFI, addressing the gaps that exist in the provision of affordable and accessible financial solutions to its target market...

     

    Credit Relationship Officer – Meru

    Job Summary

    • Responsible for delivering excellent business performance through aggressive marketing of company products ensuring optimum productivity, high quality / yielding loan book, operational efficiency, and outstanding relationship management.

    Minimum Qualification:

    • Bachelor’s Degree
    • Microfinance Experience: Selling Logbook, Asset Finance, Agriculture loans & Title Deed loans
    • Experience Length: 2 years+

    Job Description/Requirements

    • Business growth, client advisory, relationship management, and mobilization of Loan Security Fund.
    • Conduct client onboarding, loan appraisals for customer applications, credit analysis, and recommend disbursements to management to achieve the set TAT.
    • Maintain healthy loan portfolio management, relationship/ personal loan adviser/ customer rapport/ and skillful engagement etc.
    • Effective monitoring of loan repayments and mitigating risks related to defaults and maintaining PAR at a set standard
    • Optimize revenue generation while reducing the operating costs to attain the set CTI.
    • Grow active customers in line with the business plan/projection by aggressively marketing financial products in line with the given targets.
    • Keep abreast of new developments in customer preference and advise management on relevant changes.
    • Manage customer relations under personal portfolio and ensure lasting relations are established with all clients through repeat business and minimize the cost of business acquisition.
    • Ensure that all conditions pertaining to disbursements are fulfilled prior to disbursement requests being processed.
    • Ensure compliance and adherence to set policies & procedures in all operations
    • Ensure compliance with KYC policies, especially during the account opening procedure.
    • Being a good team player and working together with other departmental staff.
    • Generate and present Actual vs. Projections reports for information & decision-making by management.

    go to method of application »

    Credit Relationship Officer – Nairobi

    Job Summary

    • Responsible for delivering excellent business performance through aggressive marketing of company products ensuring optimum productivity, high quality / yielding loan book, operational efficiency, and outstanding relationship management.

    Minimum Qualification: 

    • Bachelor’s Degree
    • Microfinance Experience: Selling Logbook, Asset Finance, Agriculture loans & Title Deed loans
    • Experience Length: 2 years+

    Job Description/Requirements

    • Business growth, client advisory, relationship management, and mobilization of Loan Security Fund.
    • Conduct client onboarding, loan appraisals for customer applications, credit analysis, and recommend disbursements to management to achieve the set TAT.
    • Maintain healthy loan portfolio management, relationship/ personal loan adviser/ customer rapport/ and skillful engagement etc.
    • Effective monitoring of loan repayments and mitigating risks related to defaults and maintaining PAR at a set standard
    • Optimize revenue generation while reducing the operating costs to attain the set CTI.
    • Grow active customers in line with the business plan/projection by aggressively marketing financial products in line with the given targets.
    • Keep abreast of new development in customer preference and advise management on relevant changes.
    • Manage customer relations under personal portfolio and ensure lasting relations are established with all clients through repeat business and minimize the cost of business acquisition.
    • Ensure that all conditions pertaining to disbursements are fulfilled prior to disbursement requests being processed.
    • Ensure compliance and adherence to set policies & procedures in all operations
    • Ensure compliance with KYC policies, especially during the account opening procedure.
    • Being a good team player and working together with other departmental staff.
    • Generate and present Actual vs. Projections reports for information & decision-making by management.

    go to method of application »

    Credit Relationship Officer- Thika

    Job Summary

    • Responsible for delivering excellent business performance through aggressive marketing of company products ensuring optimum productivity, high quality / yielding loan book, operational efficiency, and outstanding relationship management.

    Minimum Qualification: 

    • Bachelor’s Degree
    • Microfinance Experience: Selling Logbook, Asset Finance, Agriculture loans & Title Deed loans
    • Experience Length: 2 years+

    Job Description/Requirements

    • Business growth, client advisory, relationship management, and mobilization of Loan Security Fund.
    • Conduct client onboarding, loan appraisals for customer applications, credit analysis, and recommend disbursements to management to achieve the set TAT.
    • Maintain healthy loan portfolio management, relationship/ personal loan adviser/ customer rapport/ and skillful engagement etc.
    • Effective monitoring of loan repayments and mitigating risks related to defaults and maintaining PAR at a set standard
    • Optimize revenue generation while reducing the operating costs to attain the set CTI.
    • Grow active customers in line with the business plan/projection by aggressively marketing financial products in line with the given targets.
    • Keep abreast of new developments in customer preference and advise management on relevant changes.
    • Manage customer relations under personal portfolio and ensure lasting relations are established with all clients through repeat business and minimize the cost of business acquisition.
    • Ensure that all conditions pertaining to disbursements are fulfilled prior to disbursement requests being processed.
    • Ensure compliance and adherence to set policies & procedures in all operations
    • Ensure compliance with KYC policies, especially during the account opening procedure.
    • Being a good team player and working together with other departmental staff.
    • Generate and present Actual vs. Projections reports for information & decision-making by management.

    Method of Application

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