Job Openings at DIB Bank Kenya Limited

Ref. No. DB/RM/NRB/025/21 

Key Responsibilities

• AML Alert investigation, review the scenario triggered, analyse the transaction(s), query to branch, receive and review information from the branch and close alert/case within required timelines.
• Customer Due Diligence-View the alerts and create a case, review the case, and review the Enhanced Due Diligence (EDD), conduct preliminary investigation, update of customer risk level. Maintain database.
• Sanctions alert investigations, query and closure at onboarding and ongoing basis.
• Sanctions alert investigations from electronic payments, e.g., SWIFT to review and release payments in real time as Level 1.
• Review Cash Transactions above a prescribed threshold daily; including triggers that occur real time.
• Correspondent bank queries: review and investigate the customer(s) and transactions and update query log for tracking with the branch to close outstanding items.
• Complete AML Questionnaires from Correspondent banks and other FI’s.
• Data analysis of KYC data capture gaps in the system for corrective measures to be applied, maintain database of high-risk customers.
• Extract and submit the Cash Transactions Report on weekly basis to the Financial Reporting Centre.
• Perform User Acceptance Tests on update of system or various system customizations as they may arise.
• Assist the Manager with the training and record retention.
• Support the Manager in responding to queries from DIB staff on Compliance queries.
• Investigate suspicious transactions/ activity reports submitted by the branches or units in the bank and escalate to Compliance manager for review and decision.

Education:

• Bachelor’s Degree from a recognized university.

Training/Skills

• Accounting & Financial Capability
• Banking Operations
• Treasury Front/ Back office
• Products & Processes
• Knowledge & Skills
• Relevant Product Knowledge

Work Experience :

• Minimum 2-3 years’ experience in a similar role in a financial institution.

Competencies:

• Analytical Thinking
• Planning & Organizing
• Problem Solving Skills
• Negotiation
• Presentation skills
• Communication Skills

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Ref. No. DB/RM/NRB/024/21 

Key Responsibilities

• Management of the Market and Liquidity Risk function.
• Assisting in the planning and implementation of the liquidity risk, market Risk and Profit Rate Risk in the Banking Book policies, Enterprise Risk Management Framework and ensuring compliance by the different business units.
• Participating in preparation of reports for the different committees.
• Assisting in the liquidity, and market risk quantification under the ICAAP process.
• Overseeing the daily capturing, monitoring, controlling, and reporting of the Bank’s market and liquidity risks and ensuring these are reported accurately.
• Ensuring detailed understanding of all P&L and risk drivers and ensuring compliance levels against established risk appetite.
• Suggesting, developing, and implementing measures leading to a better risk management framework and improvement of internal controls.
• Ensuring adequate limits (VaR, sensitivities, stress testing) and risk framework are in place aligning with the Bank’s overall risk appetite and desk mandates.
• Work closely with the Front Office and Back Office Operations to ensure key risk issues are highlighted and addressed prior to introduction of new products.
• Recommending market risk limits (dealer limits, exposure limits etc.) in line with the approved market risk appetite of the Bank.
• Gaining an understanding of the trading environment in which the different desks operate, including the trading strategies, products, markets, and liquidity and discussing and challenging the hedging strategies.
• Investigating and explaining changes in the Trading Book Regulatory Capital
• Monitoring Counterparty Credit Risk in the Trading book and developing basic metrics used to capture and manage it (e.g., Expected Positive Exposure, Potential Future Exposure)
• Development of comprehensive stress test scenarios covering key market and Liquidity risks in the trading environment and ensuring periodic stress tests are done in line with regulatory requirements and for management decision purposes.
• Responsible for the overall implementation of the Liquidity risk management framework in liaison with Treasury.

Education:

• Bachelor’s Degree in Economics, Finance, Mathematics, Actuarial Science.
• Postgraduate qualifications such as CFA and MBA will be an added advantage.
• CPA (K)

Training/Skills

• Accounting & Financial Capability
• Banking Operations
• Treasury Front/ Back office
• Products & Processes Knowledge & Skills
• Relevant Product Knowledge
• Proficiency in Excel

Work Experience :

• Minimum 5 years’ experience in financial institutions.

Competencies:

• Leadership
• Coaching & Mentoring
• Quantitative, Analytical Thinking
• Innovative Thinking
• Planning & Organizing
• Problem Solving Skills
• Team Orientation
• Initiative
• Communication Skills

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Quoting Ref. No. DB/RM/NRB/023/21

Key Responsibilities

• Develop a calling program with obligors to negotiate on repayment plans.
• Ability to relate to Product policies & possess credit appraisal perspective.
• Monitor and control Delinquency and Credit Losses for Bank products.
• Ensure proper documentation of Collection related activities and updating of relevant reports
• Ensure that all remedial actions, settlement plans and collection activities are Sharia compliant.
• Offering obligors viable SAM products based on their financial position.
• Deal with and manage any contentious issues/complaints/queries/conflicts that normally arise during negotiation with the obligors during the recovery process.
• Considering obligors’ ability to pay/service the outstanding facility, structure a suitable repayment program with a view to motivating obligors to willingly pay the facility therefore avoiding litigation/realization costs. 
• Preparing of restructure/ recovery credit proposals and subsequently forwarding the same to the Credit Approvers, for necessary approval.
• Diligently review/evaluate each account against provided parameters and segment portfolio to facilitate prioritization of follow up and product offerings.  
• Issue demand and to facilitate issuance of statutory notices as provide by law.
• Ensuring that relevant statutory notices are issued by the Bank/Bank’s lawyers /auctioneers to avoid counter suits; and that they adhere to their respective acts to avoid injunctions and counter suits by customers.
• Providing of documents required in court matters in liaison with Bank’s lawyers, attending court matters as bank witness and/or coordinating the attendance of court matters outside of Nairobi.

Education:

• Bachelor’s Degree in Business with knowledge in banking; or
• Postgraduate degree in banking and finance with knowledge in Sharia is an added advantage.

Training/Skills

• Accounting & Financial Capability;
• Banking Operations
• Products & Processes Knowledge & Skills
• Relevant Product Knowledge.

Work Experience :

• Minimum 5 work experience in a commercial Bank or financial services institution of which 3 years should have been in Collections & Recoveries

Competencies:

• Analytical Thinking
• Innovative Thinking
• Planning & Organizing
• Problem Solving Skills
• Team Orientation
• Initiative
• Foundations & principles of Islamic finance
• Banking services (types and Sharia provisions)
• Accounting standards