Job Vacancies at Mwananchi Credit Ltd

Job Purpose

The Legal Officer is responsible for providing expert legal services to support business and ensure operations are carried out in accordance with the laid down company policies and procedures, regulatory guidelines and are within legal framework.

Essential Duties & Responsibilities Include But Not Limited To The Following

• Provide legal advice and interpretation to on issues relating to the operations, procedures and policies governing the general business of the organization to ensure compliance with the law.
• Drafting and reviewing agreements, legal documents, Memorandums of Understanding and other collateral securities relating to MCL’s business
• Perusing, drafting, renewing, reviewing and editing of loan documents and loan files where and when necessary.
• Providing general legal advice on legal recovery processes and drafting the necessary notices for example demand notices, default notices, recall notices, etc. Participate in recovery of written off and bad loans.
• Work in liaison with external law firms, ensure due diligence is conducted on individual borrowers, companies, organizations, associations, partnerships and loan securities pledged by clients.
• Providing advice on litigation matters and monitor assignments with external lawyers. Routinely appear in courts of law with external lawyers and any other fora and design appropriate litigation strategies to monitor the progress of litigation matters.
• Preparing release letters for securities after completion of the loans and ensure release of security where applicable.
• Performing any other duties as may be assigned by management from time to time.

Qualification, Knowledge And Experience

• Bachelor’s Degree in Law from a recognized Institution, Post Graduate Diploma in Law from the Kenya School of Law
• At least 4 years’ experience in a legal department of a busy organization, financial services, with sound exposure to credit or lending and debt recovery.
• Advocate of the High Court of Kenya of at least 2 years’ post-admission
• Certified Public Secretary of Kenya CPS (K) is an added advantage
• Membership in the Law Society of Kenya.
• Proficiency with MS Office suite packages as well as good IT skills and knowledge are essential

Key Competencies

• Proficient negotiation and mediation skills
• Innovative thinking ability with strong analytical skills
• Exceptional communication skills, organizational and report writing skills.
• Strong interpersonal skills with ability to build supportive relationships with everyone across the firm
• Able to multi-task, manage time effectively and keep calm under pressure
• Maintains the highest professional standards

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Job Purpose

The Regional Sales Manager will be responsible for driving sales growth, managing branch performance, and ensuring alignment with the company’s goals and regulatory standards. This role demands strong leadership, a deep understanding of the microfinance industry, and the ability to inspire teams to achieve outstanding results.

Key Responsibilities

• Develop and implement regional sales strategies to achieve revenue and growth targets.
• Lead, coach, and motivate branch sales teams to consistently exceed performance goals.
• Monitor market trends and identify new business opportunities in the region.
• Ensure compliance with microfinance regulations, company policies, and industry best practices.
• Foster strong customer relationships and deliver exceptional customer service.
• Conduct financial analysis to evaluate sales performance and provide actionable insights.
• Prepare and present regular reports on regional sales activities and achievements.
• Collaborate with management to optimize operational efficiency and resource allocation.
• Promote teamwork, adaptability, and accountability across branches in the region.

Must-Have Qualifications

• Bachelor’s Degree in Finance, Business Administration, or a related field.
• Proven experience in financial services or microfinance sales management (minimum 5 years).
• In-depth knowledge of microfinance regulations and best practices.
• Strong leadership, decision-making, and communication skills.
• Demonstrated ability to drive sales and deliver results in a competitive environment.
• Excellent analytical and financial reporting skills.
• Customer-focused, adaptable, and team-oriented mindset.

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Position Overview

We are seeking dynamic and experienced Product Managers to spearhead our check-off loan services for government ministries and county governments. The successful candidates will be responsible for developing, managing, and expanding our check-off loan products while building strong relationships with government institutions.

Key Responsibilities

• Lead the development and management of check-off loan products for government employees
• Establish and maintain strategic partnerships with government ministries and county governments
• Oversee the entire check-off process from product design to implementation
• Analyze market trends and customer needs to enhance product offerings
• Ensure compliance with regulatory requirements and government policies
• Manage product performance metrics and drive continuous improvement
• Lead cross-functional teams to deliver exceptional customer experiences
• Develop and implement strategies to increase market penetration in the public sector.

Required Qualifications Education

Bachelor’s degree in Business Administration, Finance, Economics, or related field

Experience

• Minimum 4 years of relevant experience in:
• Financial services industry
• Product management and development
• Government relations or public sector engagement
• Check-off loan systems and processes

Additional Requirements

• Strong understanding of Kenya’s government payroll systems
• Proven track record in product leadership and team management
• Excellent communication and stakeholder management skills
• Knowledge of financial regulations and compliance requirements
• Strategic thinking and analytical problem-solving abilities

What We Offer

• Competitive salary and performance-based incentives
• Professional development opportunities
• Dynamic and collaborative work environment