Jobs at Imarika DT Sacco

Operational Responsibilities / Tasks (Job Description)

• Handle the loan portfolio and ensure all loans are properly paid.
• Communicate with employers to recover loans for staff who are members of the Sacco.
• Ensure all check-off loans are captured on payrolls for members.
• Reconciliation of member accounts.
• Monitoring defaulted loan status.
• Write timely guarantor notification letters and effect recoveries.
• Follow-up with defaulters and guarantors for recovery.
• Carry out debt collection activities.
• Managing recovery activities as per Sacco recovery policies and procedures
• Submit timely reports to the supervisor.
• Asses the creditworthiness of new and existing members.
• Maintaining accurate records of members payments history and debt recovery efforts.
• Building and maintaining solid relationship with debtors while enforcing collection obligations.
• Loan recovery through collateral, attachments to guarantors disposal of assets through auctioneers.

Job Competencies (Academic, professional and Experience).

• Academic qualifications
• Bachelor's degree in cooperative management/banking /business administration or its equivalent.

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Operational Responsibilities /Tasks

• Reconciliation of M-pesa Pay Bill and money transfer transactions
• Reconciliation of ATM card transactions for both Sacco suspense and visa transactions
• Reconciliation of Point-of-Sale transaction that have been done sin the Saogo link cards or any other cards used by the Sacco members.
• Prepare a report of uncompleted mobile banking, pay bill and the purpose
• Refund any confirmed erroneous transaction for both mobile banking, pay bill and ATM card transactions.
• Confirm the accuracy of the amount deducted from the Sacco bank account to the ATM settlement account.
• Conduct bank reconciliation.
• Attending to members queries
• MPA up-dating
• Monitor and manage e-channels float.
• Any other work related duties as assigned from time to time.

Job Competencies (Knowledge, Experience and Attributes / Skills).

Academic qualifications

• Bachelor degree in Business related with Accounting or Finance option or any other related field.
• Professional Qualifications / Membership to professional bodies
• СРА II
• Previous relevant work experience required.
• 2 years relevant working experience

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Operational Responsibilities / Tasks

• In liaison with the marketing/Branch manager, design and implement marketing programs and strategies.
• Support in developing and implementing of marketing campaigns and activities
• Marketing of the Sacco to potential members.
• Recruitment of new members as per the set targets.
• Responsible for account opening ofthe new accounts and perform all other accoun
• Retention ofthe new and existing members.
• Activate dormant accounts.
• Cross selling of the Sacco Products and services. SAVINGS
• Promote the SACCO image.
• Represent the SACCO competently and adequately in his/her capacity
• Support in all marketing related activities
• Responsible of all the marketing items/merchandise in his/ her branch.
• Production and submission of weekly/monthly reports.

Job Competencies (Knowledge, Experience and Attributes / Skills).

Academic qualifications

• Diploma in Business Administration or related field.

Professional Qualifications / Membership to professional bodies

• N/A
• Previous relevant work experience required.
• One (1) Year relevant work experience.