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  • Posted: Dec 22, 2016
    Deadline: Dec 26, 2016
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    Daraja Microfinance Bank was conceived in August 2008 during the Investment Cell Ltd's strategy retreat. Investment Cell Ltd is an investment club founded by friends that met at the Rotary Club of Lang’ata. They launched a capital call two years later in 2010 and invited friends and associates who included Investment Cell shareholders and members of th...
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    Credit Risk Analyst

    Key Roles and Responsibilities
    • Evaluating Clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them and enhance quality of credit applications
    • Preparing reports on the degree of risk in lending money to clients and keeping company credit exposures within set risk bearing limits
    • Keeping knowledge of key issues up-to-date (for example legal, market risk and compliance issues)
    • Evaluating the financial status of clients by producing financial ratios and their analysis and conferring with the credit associations and references to exchange credit information on clients.
    • To analyze loan request summaries, records and using data to recommend payments plans for loan applications before submitting the loan applications for approval.
    Key Skills and Competencies
    • Degree in Business or related field
    • Minimum of 2 years’ experience in lending and credit analysis
    • Knowledge of Central Bank of Kenya Regulatory Rules and Microfinance act
    • Strong analytical skills
    • Proper and organized documentation skills
    • Attention to detail
    Other Requirements
    • Certificate of good conduct
    • Clean credit history

    Method of Application

    Qualified candidates should send their CV with a cover letter, contact details, 3 referees and expected remuneration to jobs@darajabank.co.ke clearly indicating the job title on the subject line.

    Closing date for the applications will be 26th December, 2016.

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