Senior Manager - Credit Underwriting at Aspira Kenya

Key Responsibilities:

• Develop, maintain & implement Credit Policies and Procedures including knowledge on risk and compliance management, regulatory frameworks, industry best practices and global standards.
• Review & implement systems / tools to maximise performance, scalability, and ease of use in credit decision.
• Continuous monitoring of market and economic decisions as they impact Aspira, retailers and customers with a view to improve credit decisions and identify new opportunities/customer segments to be targeted.
• Assess, document, and report on financial, reputational, regulatory, operational, and compliance risk associated to applications.
• Credit assessments and reports.
• Support/training to internal stakeholders in understanding Credit in order to increase submission quality and approval rate.
• Build a high performing team through strengths focused leadership, ensuring adequate team support, coaching and development.

Candidate profile:

• Min. Bachelor’s Degree or equivalent preferably in business-related field
• Minimum of 5 years’ experience in credit or risk positions within a financial institution
• Minimum 3 years’ experience in building/leading high performing teams
• Committed to exceptional customer service with an ability to navigate demanding customers.
• Hands on experience in credit scorecard utilization, risk analytics and fraud prevention
• In-depth knowledge of the Kenyan market relating to financial services and the risk profiles of different customer segments
• Past experience in Fintech and in financial services technology
• Strong communication and negotiation skills
• Ability to collaborate with and influence internal and external stakeholders