Assistant Underwriter at Britam

Job Purpose:

Providing assistance to the Assistant Manager Medical Underwriting in implementing the underwriting philosophy

Key Responsibilities:

• Implement underwriting philosophy, strategy, process and guidelines for medical insurance business to
  ensure profitability and achievement of the set loss ratio targets.
• Analyse proposed risks and make decisions to accept or reject.
• Determine the rates and terms to charge.
• Ensure risk survey recommendations are communicated in time and follow up implementation.
• Ensure underwriters comply to the company credit policy.
• Manage company records and ensure proper filing of client information both manual and electronic.
• Delegated Authority: As per the approved Delegated Authority Matrix.
• Perform any other duties as may be assigned from time to time.

Knowledge, Experience and Qualifications required:

• Bachelor’s degree (insurance option preferred).
• Progress in Professional qualification in Insurance (ACII, FLMI or IIK).
• 2-4 years’ experience in medical.

Individual Leaders - Summary Competency Expectations:
Individual Leaders in Britam need to:

• Keep up to date with the directions, vision and objectives of the department in order to align own
  expertise, advice and outputs.
• Collaborate with relevant stakeholders in the business in order to achieve business objectives.
• Increase and aid in well-informed decisions through the delivery of expertise.
• Have a clear understanding of requirements and areas of specialisation through effective networking.
• Stay informed in area of expertise through the relevant research, literary review, seminars, publications as
  well as other relevant resources of information.
• Disseminate and analyse relevant information in order to inform and advise the business in terms of the
  best possible recommendations and decisions.
• Adherence to key performance areas, deadlines and goals in order to optimise operational effectiveness.
• Effectively communicate resource needs, possible opportunities and achievements to management.
• Effectively monitor priorities and objectives.
• Understand own objectives in relation to the larger organisational impact.
• Effectively disseminate knowledge within the correct context, towards management.
• Appropriately act out the company values.
• Access accurate and consistent information and services across all channels.
• Ensure a seamless experience for clients.
• Improve service delivery for clients.
• Engage in continuous brand building to become the trusted partners to clients.