Decision Scientist at Angaza

Outcome

•  Deliver business solutions via a collaborative approach to make optimal consumer credit and underwriting decisions. Do this by:
•  Analyzing data
•  Building predictive models
•  Monitoring portfolio performance
•  Identifying opportunities to improve profitability
•  Analyze portfolio to determine the most effective way to increase financial inclusion whilst minimizing credit risk exposure
•  Being creative in creating new features from available data

Competencies

•  Strong SQL skills
•  Proficiency with an open source data science language for building predictive models (Python, R)
•  Experienced in building and evaluating Credit Scorecards
•  Understanding of retail credit / unsecured consumer lending / BNPL products
•  Strong business insight and appreciation of the challenges facing growing businesses
•  Bonus if you have: any experience working with alternative data such as mobile money transactions, strong Git change control practices

You

•  Thrive in a cooperative, dynamic environment
•  Are passionate about developing efficient data structures to support an analytics function
•  Have strong quantitative, problem-solving, and project management skills
•  Demonstrate excellent written and verbal communication skills
•  Pride yourself on attention to detail
•  Exhibit a strong tendency towards self-management
•  Exemplify Angaza's key values: maximizing impact, empathetic, courageous, trustworthy, curious, and collaborative

Recommended Experience

• We expect candidates to have at least four-five years of practical experience in a role requiring: the development of consumer credit scorecards, frequent use of SQL / R / Python
• Recommended Education: Strong quantitative degree: Math, Statistics, Actuarial Science, Engineering

Other Details

Angaza is a for-profit company with headquarters in Nairobi and San Francisco.

Employees receive salary and competitive benefits that include:

•  Company-sponsored private medical plan
•  Pension plan with company contribution
•  Flexible scheduling and time off policies
•  Knowledge that you're making a positive impact on the world every day you come to work!