Manager, Home Allocation at Affordable Housing Board (AHB)

Key Responsibilities

The duties and responsibilities of this position will entail:

• Overseeing the review and analysis of credit applications to assess applicants' creditworthiness;
• Ensuring accurate and comprehensive records of all credit applications, approvals, and related transactions;
• Coordinating with legal, finance, and other relevant departments to ensure seamless processing and compliance with the necessary documentation and approvals;
• Supporting the decision-making process for credit approvals, rejections, or conditional approvals based on evaluations and risk assessments;
• Monitoring the performance of the credit portfolio, including approval rates, delinquency rates, and default rates;
• Guiding in identifying potential risks in the credit application process and developing strategies to mitigate these risks;
• Reporting significant risks to senior management and proposing measures to address them;
• Coordinating with internal and external auditors to facilitate credit audits and ensure compliance with all regulations;
• Advising credit operations to comply with internal policies, industry standards, and regulatory requirements;
• Coordinating the promotion of the adoption of new technologies and best practices to enhance credit operations.

Requirements & Qualifications

For appointment to this grade, a candidate must have: -

• Cumulative service period of fifteen (15) years’ relevant work experience, Three (3) of which should have been Assistant Manager, Credit Management, or in a comparable position.
• Bachelor’s degree in any of the following disciplines: Banking, Finance,Economics, Commerce, Business Administration, Real Estate, or equivalent qualification from a recognized institution;
• Master’s degree in any of the following disciplines: - Finance, Accounting, Business Administration, Commerce, Real Estate, or equivalent qualification from a recognized institution;
• Membership in a relevant professional body, where applicable, and in good standing;
• Leadership course lasting not less than four (4) weeks from a recognized institution;
• Valid Practicing Certificate where applicable;
• Proficiency in computer applications; and
• Fulfilled the requirements of Chapter Six (6) of the Constitution of Kenya.