Description
To own the end-to-end strategy, performance, and lifecycle of Lending products at country level. Drive market positioning, growth acceleration, and profitability targets. Makes high-impact decisions on pricing, risk, investments, and partnerships while championing innovation and digital transformation.
Qualifications
Type of Qualification: First Degree
Industry: Banking & Financial Institutions
Experience Required
Core Competencies
Strategic Ownership, Execution & Delivery
- Owns the end-to-end Lending strategy, translating market insights into actionable plans. Drives execution with measurable impact, ensuring initiatives deliver growth, profitability, and ROE targets.
Analytical & Insight-Driven and Data-Driven Decision Making
- Leverages advanced analytics and competitor intelligence to diagnose portfolio performance, identify growth levers, and make high-impact decisions that shape lending economics.
Leadership, Accountability & Prioritisation in Dynamic Environments
- Operates with autonomy and authority, taking full ownership of outcomes. Demonstrates agility in prioritising high-value initiatives and influencing cross-functional teams to deliver results.
Ability to Create Compelling Propositions and Customer Centric Mindset
- Transforms insights into innovative lending solutions that resonate with customer needs, embedding personalisation and digital-first experiences to enhance client satisfaction.
Commercial Acumen & Financial Stewardship
- Deep understanding of lending economics, pricing strategies, and profitability levers. Applies sound financial judgment to optimise margins, manage risk-reward trade-offs, and grow the balance sheet.
Digital & Innovation Leadership
- Champions digitisation and modern lending platforms to deliver cutting-edge solutions. Drives adoption of digital origination and automation to improve efficiency and client experience.
Regulatory & Risk Governance
- Influences governance forums and embeds proactive risk management into product strategy. Balances innovation with compliance, ensuring portfolio health and regulatory adherence.
Credit Strategy & Portfolio Optimisation
- Demonstrates deep understanding of credit scorecards and credit strategies to unlock growth opportunities within the portfolio, enabling sustainable balance sheet expansion
Additional Information
Behavioural Competencies:
- Adopting Practical Approaches
- Embracing Change
- Generating Ideas
- Producing Output
- Seizing Opportunities
- Upholding Standards
Gmail
Yahoomail