NBK Corporate Senior Credit Manager at KCB Bank Kenya

Job Description

• Develop and maintain co-operative relationships between all stakeholders in the credit value chain.
• Research and obtain sufficient and appropriate information for evaluating business risk.
• Quality Credit evaluation of credit applications to assess whether the credit risk is consistent with the stated risk appetite position supported by sectoral, single obligor, products, currency, tenor and other limits.
• Review & provide credit recommendation based on sound financial and business justification for deals/proposals within acceptable risk parameters and submit for further review and approval by Director Credit/ Executive/ Board Credit Committee. 
• Approval of credit applications within a delegated credit approval limit as advised by Management.
• Increase efficiency in internal business processes, operational controls and risk management. Ensure consistency and maintain decisioning TAT in line with the service level agreements with the different business units.
• Monitoring and control of the Corporate Credit Portfolio by daily reviewing & monitoring of corporate loan portfolio to ensure compliance with post approval conditions, sanctioned limits, Bank policies & recommending inclusion of deteriorating accounts in Early Alert Accounts List.
• Support the implementation of the automation of the entire credit process. 
• Support implementation of the standardized process flows.
• Continuously develop staff by providing feedback and relevant training to improve productivity & efficiency.
• Sharing best practise with other Business units, Credit Analysts and Relationship Managers to enhance the Bank’s risk profile. 
• Continuously seek to up-skill self through training and proactively seek higher responsibilities.