Product Manager- Digital Lending at Equity Bank Kenya

Job Purpose: 

Reporting to the Head of Digital Lending with the responsibility to oversee the development of products from start to finish to ensure they meet the clients’ needs and preferences. Their main duties include determining the overall vision of products, managing various backlog items and deciding which features each product will have according to clients’ preferences.

To manage and co-ordinate the Product Management Initiatives and driving business growth. This is from design, implementation and successful delivery of the respective business cases in line with the bank’s goals and objectives. The job holder has responsibility to ensure that the product definition, planning, monitoring and control, identifying critical issues, recommending and implementing solutions

Job Responsibilities/ Accountabilities:

• Directs product formulation and implementation for the Digital Lending Credit Portfolio within the Bank.
• Collaborating with prospective users and clients to understand and anticipate their needs and translate them into product requirements and nuances.
• Defining the vision for the product for the target clientele.
• Creating a product road map based on this vision
• Managing the product backlog and prioritizing them based on changing requirements
• Overseeing all stages of product creation including design and development
• Developing user stories
• Monitoring and evaluating product progress at each stage of the process
• Liaising with the product team and end-users to deliver updates
• Participating in Scrum meetings and product sprints

Requirements:

•  University degree or equivalent with a minimum of 5 years’ experience in operational Credit functions.
•  Proven ability to analyse complex business issues and identify, design and implement effective practical recommendations.
•  Experience of working in the Fintech environment would be an added advantage
•  IT literacy
•  Able to operate in a performance driven organization
•  Detailed understanding of defining product policies and procedures.
•  Culturally aware and adept at working across multiple geographies
•  Knowledge of English 

Essential Knowledge

•  Excellent business relationship management skills and business closure techniques.
•  Ability to develop, plan , execute and implement according to corporate and project plan strategies.
•  A high aptitude and comfort level with technical environments and the ability to work in a highly demanding environment and able to meet aggressive deadlines.

Key Critical Competencies

•  In-depth knowledge of Scrum and Agile Product delivery Methodology
•  Working knowledge of product development architecture
•  Proficiency in the use of analytic tools
•  Ability to prioritize effectively
•  Excellent knowledge of user-centred design principles
•  Excellent oral and written communication with complementary interpersonal skills.
•  Ability to work with large teams
•  Understanding of design quality standards
•  Commercial awareness
•  Excellent and effective communications skills, both orally and in writing
•  Enthusiastic attitude and focus on results.
•  Culture sensitivity